Santa Rosa County property record for 8132 Mercado St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,409 sqft |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $78,000 (Sep 2024) |
| Tax Bill | $603 (2024) |
| Deeds & Mortgages | Dec 2024 Mortgage Sep 2024 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-2S-26-2750-04000-0240 |
| Primary APN | 17-2S-26-2750-04000-0240 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,409 sqft Living Area |
| Gross Area | 4,350 sqft |
| Upper Floors Area | 1,485 sqft |
| Exterior Material | Brick |
|---|---|
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Lot Area | 19,994 sqft (0.459 acres) |
| Lot Dimensions | 200 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 1,371 sqft |
| Porch | Unfinished Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8132 MERCADO ST |
|---|---|
| City | NAVARRE |
| State | FL |
| Zip | 32566-9241 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 24 BLK 40 NAVARRE 2ND ADD AS DES IN OR 4538 PG 227 |
| Legal Range | 26W |
| Legal Township | 2S |
| Legal Section | 17 |
| Legal Subdivision | NAVARRE 2ND ADD |
| Legal Block | 40 |
| Legal Lot Number | 24 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10825 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 25 DEEP WATER RD, MANSFIELD, GA 30055-2430 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 27, 2024 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Sep 3, 2024 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Nov 14, 2022 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 3, 2024 · Amount on Record |
| Deed Sale | Sep 3, 2024 · Amount on Record |
| Prior Sale | Nov 14, 2022 · Amount on Record |
| Deed Document Number | 202439633 |
| Deed Book / Page | 4538 / 227 |
| Prior Transfer Date | Jul 25, 2023 |
| Prior Transfer Doc | 0000015006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 8132 MERCADO ST, NAVARRE, FL 32566-9241 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 25 DEEP WATER RD, MANSFIELD, GA 30055-2430 |
| Document Number | 0045741266 |
|---|---|
| Date | Dec 27, 2024 |
| Book Page | 4574/1266 |
| Instrument | 202457709 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 3, 2024 |
| Property Address | 8132 MERCADO ST, NAVARRE, FL 32566-9241 |
| Document Number | 0045380227 |
| Book / Page | 4538 / 227 |
| Map Reference | MB C PG 31 |
| Instrument Date | Aug 13, 2024 |
| Instrument | 202439633 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $546.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3520 THOMASVILLE RD, TALLAHASSEE, FL 32309-3478 |
| Name | Verified Name |
|---|---|
| Address | 25 DEEP WATER RD, MANSFIELD, GA 30055-2430 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Nov 14, 2022 |
| Property Address | 8132 MERCADO ST, NAVARRE, FL 32566-9241 |
| Document Number | 0043440199 |
| Book / Page | 4344 / 199 |
| Map Reference | MB C PG 31 |
| Instrument Date | Nov 4, 2022 |
| Instrument | 202263437 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6 LANE BEI-AN RD, NEW YORK, NY 10045 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1688 ESPINADE STREET, NAVARRE, FL 32566 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $57,120 (+14.29%) Land $57,120 | $57,120 (+14.29%) Land $57,120 | |
| 2024 | $603.00 (+11.25%) | $49,980 (+13.33%) Land $49,980 | $49,980 (+13.33%) Land $49,980 |
| 2023 | $542.00 (+112.55%) | $44,100 (+11%) Land $44,100 | $44,100 (+11%) Land $44,100 |
| 2022 | $255.00 | $21,000 | $21,000 Land $21,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 136 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 162 units insured incl. 26 condo units |
| Nearby Flood Claims | 15 (1995–2024) |
| Claims Outside the SFHA | 5 of 15 |
| Most Recent Claim | Jun 2024 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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