8132 8th St, Laurel Hill, FL 32567 Property Records

Okaloosa County property record for 8132 8th St, Laurel Hill, FL 32567

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,365 sqft · built 2006
Lot Size	0.299 acres (13,036 sqft)
Owner	Individual Name on File
Last Sale	$198,500 (Aug 2021)
Tax Bill	$1,926 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Aug 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-598-9720-7`

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-9720-7`
Alternative APN	`05-5N-22-1000-000A-0020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,365 sqft Heated Area
Gross Area	2,024 sqft
1st Floor Area	1,365 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	13,036 sqft (0.299 acres)
Garage Type	Finished
Garage Area	462 sqft
Porch	Open Porch
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	8132 8TH ST
City	LAUREL HILL
State	FL
Zip	32567-2102
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WHITE OAK ESTATES LOT 2 BLK A
Legal Range	22
Legal Township	05N
Legal Section	05
Legal Subdivision	WHITE OAK ESTATES
Legal Block	A
Legal Lot Number	2
Jurisdiction	OKALOOSA FL
Township / Civil Division	LAUREL HILL
Census Block Group	1
Census Block	1035
Census Tract	20200

Owner

8132 8th St is owned and occupied by an individual who bought it in August 2021.

Source: Okaloosa County records, as of December 8, 2025

Owner of Record	Individual Name on File
Mailing Address	8132 8TH ST, LAUREL HILL, FL 32567-2102
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 20, 2018	Warranty Deed, Transfer · FHA Mortgage MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2021 · Amount on File
Deed Sale	Aug 12, 2021 · Amount on File
Prior Sale	Aug 20, 2018 · Amount on File
Deed Document Number	3479708
Deed Book / Page	3566 / 3548
Record Updated	Jun 8, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 12, 2021
Property Address	8132 8TH ST, LAUREL HILL, FL 32567-2102
Document Number	0035663548
Book / Page	3566 / 3548
Map Reference	MB 22 PG 44&45
Instrument Date	Aug 5, 2021
Instrument	3479708
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	OLD SOUTH LAND TITLE, OLD SOUTH LAND TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,389.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6040 JOHN NIX RD, 6040, CRESTVIEW, FL 32539-6642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8132 8TH ST, LAUREL HILL, FL 32567-2102

Mortgage

Document Number	35663550
Date	Aug 12, 2021
Instrument	3566/3550

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Aug 20, 2018
Property Address	8132 8TH ST, LAUREL HILL, FL 32567-2102
Document Number	0033634973
Book / Page	003363 / 004973
Instrument Date	Aug 15, 2018
Instrument	3227126
Transaction Type	Transfer
Record Updated	Sep 4, 2018
Title Company	MAIN STREET LAND TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$875.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8132 8TH ST LAUREL HILL FL 325672102, LAUREL HILL, FL 32567-2102

Mortgage

Document Number	33634975
Date	Aug 20, 2018
Book Page	003363/004975
Instrument	3227127

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 8132 8th St was $1,926 with a homeowner's exemption.

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Laurel Hill City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,926.00 Homeowner's exemption	$191,172	$201,260 Land $26,411 Building $174,849
2023	$1,809.00 (+2.9%) Homeowner's exemption	$180,373 (+3%)	$190,019 (+8.51%) Land $22,439 Building $167,580
2022	$1,758.00 Homeowner's exemption	$175,119 Land $20,971 Building $154,148	$175,119 Land $20,971 Building $154,148

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8132 8th St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1998–2009)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Mar 2009 · Severe Storms, Flooding, Tornadoes, And Straight-line Winds
Claims by Event	Severe Storms, Flooding, Tornadoes, And Straight-line Winds, Mar 2009 · 2 claims Hurricane Georges, Sep 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8132 8th St is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAUREL HILL serves 1,802 people · EPA ID FL1460416
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
Fidium Fiber DSL · Fiber in parts of the area	50 / 10

Cell Coverage

5G (outdoors only) and 4G LTE

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