8131 Harbour Chase Loop, Ooltewah, TN 37363 Property Records

Hamilton County property record for 8131 Harbour Chase Loop, Ooltewah, TN 37363

Property Summary

Property TypeSingle Family Home
Details2.5 ba · built 2025
Owner2 Individual Names on Record
Last Sale$484,380 (Jul 2025)
Tax Bill$674 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jul 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN113D H 004

Property Details

APN / Parcel Number

Primary APN113D H 004
Alternative APN
  • 0000398401

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2025
Effective Year BuiltEffective 2025
Exterior MaterialFiber Cement Siding
Roof TypeGable/Hip
Roof MaterialAsphalt

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0000398401
Street Address8131 HARBOUR CHASE LOOP
CityOOLTEWAH
StateTN
Zip37363-2577
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA
Legal DescriptionLT 82 HARBOUR CHASE PHASE I PB 132 PG 62 OUT OF 113 095 FOR 2025
Legal SubdivisionHARBOUR CHASE SUBDIVISION
Legal Phase1
Legal Lot Number82
JurisdictionHAMILTON TN
Township / Civil Division9
Census Block Group1
Census Block1013
Census Tract11205

Owner

Source: Hamilton County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8131 HARBOUR CHASE LOOP, OOLTEWAH, TN 37363-2577
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Deeds, Mortgages & Sale History

DateDocument
Jun 9, 2026Deed of Trust, Mortgage · Conventional Mortgage
SWIFT HOME LOANS INC
Jul 21, 2025Special Warranty Deed, Transfer · VA Mortgage
CANOPY MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2025 · Amount on Record
Deed SaleJul 21, 2025 · Amount on Record
Deed Document Number2025184
Deed Book / Page13987 / 933
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON TN
Recording DateJun 9, 2026
Property Address8131 HARBOUR CHASE LOOP, OOLTEWAH, TN 37363-2577
Document Number0000000232
Book / Page14329 / 124
Instrument DateJun 4, 2026
Instrument2026232
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address8131 HARBOUR CHASE LOOP, OOLTEWAH, TN 37363-2577
InvestorPossibly a Property Investor

Mortgage

Document Number0000000232,
DateJun 9, 2026
Book Page14329/124
Instrument2026232
Lender
NameSWIFT HOME LOANS INC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeFixed Rate
Rate6.37%
Initial TypeFixed Rate
Max Rate-1%

July 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionHAMILTON TN
Recording DateJul 21, 2025
Property Address8131 HARBOUR CHASE LOOP, OOLTEWAH, TN 37363-2577
Document Number0000000184
Book / Page13987 / 933
Map ReferenceMB 132 PG 62
Instrument DateJul 18, 2025
Instrument2025072100184
Transaction TypeTransfer
Record UpdatedJan 1, 2026

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,792.21
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8131 HARBOUR CHASE LOOP, OOLTEWAH, TN 37363-2577

Mortgage

Document Number0013987937
DateJul 21, 2025
Instrument13987/937
Lender
NameCANOPY MORTGAGE LLC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2055

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyHamilton County
Unified School DistrictHamilton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$674.00$44,525$178,100 Land $60,000 Building $118,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 46% of the US · above 62% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEASTSIDE UTILITY DISTRICT
serves 59,612 people · EPA ID TN0000219
Water SourceSurface water
Last State InspectionJan 2026
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250

May also be available: Brightspeed, Verizon.

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