8131 Castle Dr, Munster, IN 46321 Property Records

Lake County property record for 8131 Castle Dr, Munster, IN 46321

Property Summary

Property TypeRecreational Vacant Land
Lot Size0.293 acres (12,750 sqft)
OwnerIndividual Name on File
Tax Bill$1,103 (2024)
Deeds & MortgagesSep 2026 Construction Loan
Jan 2025 Sale
Flood ZoneZone X (reduced by levee)
APN45-07-20-103-022.000-027

Property Details

APN / Parcel Number

Primary APN45-07-20-103-022.000-027

Exterior

Lot Area12,750 sqft (0.293 acres)
Lot Dimensions150 ft deep x 85 ft wide

Utilities, Heating & Cooling

Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address8131 CASTLE DR
CityMUNSTER
StateIN
Zip46321-1937
Property CategoryPublic Works
Property TypePublic Works > Recreational Vacant Land
Legal DescriptionFAIRWAY ADDITION LOT 10
Legal SubdivisionFAIRWAY ADDITION
Legal Lot Number10
JurisdictionLAKE IN
Township / Civil DivisionNORTH
Census Block Group3
Census Block3001
Census Tract40401

Owner

8131 Castle Dr, recreational vacant land, is owned and occupied by an individual who acquired it in January 2025.

Source: Lake County records, as of September 17, 2026

Owner of RecordIndividual Name on File
Mailing Address8131 CASTLE DR, MUNSTER, IN 46321-1937
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2026Deed of Trust, Mortgage · Construction Mortgage
AMERICAN COMMUNITY BANK
Jan 28, 2025Warranty Deed, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 28, 2025
Deed SaleJan 28, 2025
Deed Document Number2025503158
Record UpdatedOct 29, 2026

September 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Recording DateSep 8, 2026
Property Address8131 CASTLE DR, MUNSTER, IN 46321-1937
Document Number0000538204
Instrument DateSep 3, 2026
Instrument2026538204
Transaction TypeMortgage
Record UpdatedSep 17, 2026
Title CompanyFIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5747 CALUMET AVE, HAMMOND, IN 46320-2350

Mortgage

Document Number0000538204,
DateSep 8, 2026
Instrument2026538204
Lender
NameAMERICAN COMMUNITY BANK
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term12 Months
DueOct 1, 2027
Interest
Rate TypeBalloon
Initial TypeBalloon
Max Rate-1%

January 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJan 28, 2025
Property Address8131 CASTLE DR, MUNSTER, IN 46321-1937
Document Number0000003158
Map ReferenceDOC 2020-090787
Instrument DateJan 6, 2025
Instrument2025-503158
Transaction TypeTransfer
Record UpdatedFeb 6, 2026
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8131 CASTLE DR, MUNSTER, IN 46321-1937

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionNorth Township
MunicipalityMunster Town
Unified School DistrictMunster School Town (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,000 (-) Land $40,000$40,000 (-) Land $40,000
2024$1,103.00$40,000 (-) Land $40,000$40,000 (-) Land $40,000
2023$40,000 (-) Land $40,000$40,000 (-) Land $40,000
2022$1,075.00$40,000 Land $40,000$40,000 Land $40,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 8131 Castle Dr in Zone X, where a levee reduces flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Nearest Special Flood Hazard AreaZone AH, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims157 (1982–2011)
Claims Outside the SFHA7 of 157
Most Recent ClaimFeb 2011 · rainfall accumulation
Claims by Event
  • Severe Storms And Flooding, Sep 2008 · 138 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8131 Castle Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 85% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMUNSTER WATER COMPANY
serves 23,894 people · EPA ID IN5245031
Water SourcePurchased surface water from HAMMOND WATER WORKS DEPARTMENT
Last State InspectionMar 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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