Frederick County property record for 8130 Cambridge Dr, Frederick, MD 21704
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,079 sqft · built 1976 |
| Lot Size | 0.41 acres (17,859 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $340,000 (Jun 2021) |
| Tax Bill | $4,213 (2025) |
| Deeds & Mortgages | Apr 2022 Mortgage Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-544847 |
| Primary APN | 28-544847 |
|---|---|
| Alternative APN |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,079 sqft Living Area |
| 1st Floor Area | 1,386 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 17,859 sqft (0.41 acres) |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | 544847 |
|---|---|
| Street Address | 8130 CAMBRIDGE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21704-6690 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | L 2 BK C. 41 AC CAMBRIDGE DR. TULIP HILL |
| Legal Subdivision | TULIP HILL |
| Legal Block | C |
| Legal Lot Number | 2 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 751003 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Monocacy National Battlefield listed 1973 · 4 contributing resources · National Historic Landmark (designated 1973) · NRIS 66000908 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8130 CAMBRIDGE DR, FREDERICK, MD 21704-6690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Apr 19, 2022 | Deed of Trust, Mortgage · FHA Mortgage SEVERN SAVINGS BANK FSB |
| Jun 10, 2021 | Deed, Transfer · FHA Mortgage SEVERN SAVINGS BANK FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 10, 2021 · Amount on Record |
| Deed Sale | Jun 10, 2021 · Amount on Record |
| Prior Sale | Mar 1, 1999 · Amount on Record |
| Deed Book / Page | 14978 / 489 |
| Transfer Doc | 0000001090 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 8130 CAMBRIDGE DR, FREDERICK, MD 21704-6690 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Title Company | ASSURE TITLE, ASSURANCE TITLE LLC |
| Name | Verified Name |
|---|---|
| Address | 8130 CAMBRIDGE DR, FREDERICK, MD 21704-6690 |
| Document Number | 0158630411 |
|---|---|
| Date | Apr 19, 2022 |
| Book Page | 15863/411 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 349 Months |
| Due | May 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 10, 2021 |
| Property Address | 8130 CAMBRIDGE DR, FREDERICK, MD 21704-6690 |
| Document Number | 0149780489 |
| Book / Page | 14978 / 489 |
| Map Reference | MB 3 FO 147 |
| Instrument Date | Apr 6, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | ASSURANCE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 8130 CAMBRIDGE DR, FREDERICK, MD 21704-6690 |
| Document Number | 14978498 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 14978/498 |
| Name | SEVERN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 1, 2051 |
| Document Number | 0149780518 |
|---|---|
| Date | Jun 10, 2021 |
| Book Page | 14978/518 |
| Name | MARYLAND DEPT OF HOUSING & COMMUNITY DEV |
|---|---|
| Type | Government Agency |
| Address | LANHAM, MD 20706 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $339,200 (+15.81%) | $352,200 (+5.86%) Land $110,200 Building $242,000 | |
| 2025 | $4,213.00 (+17.68%) | ||
| 2023 | $3,580.00 | $292,900 | $332,700 Land $97,800 Building $234,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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