Jefferson County property record for 813 Whitney Cir, Herculaneum, MO 63048
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,104 sqft · built 1995 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $237,160 (Jun 2024) |
| Tax Bill | $1,443 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-9.0-30.0-3-002-060.13 |
| Primary APN | 10-9.0-30.0-3-002-060.13 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,104 sqft Living Area |
| Gross Area | 1,656 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Open Frame Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 813 WHITNEY CIR |
|---|---|
| City | HERCULANEUM |
| State | MO |
| Zip | 63048-1539 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | WESTCHESTER OAKS 2 LOT 78 |
| Legal Range | 5E |
| Legal Township | 41N |
| Legal Section | 30 |
| Legal Subdivision | WESTCHESTER OAKS 2 |
| Legal Block | 2 |
| Legal Lot Number | 78 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | JOACHIM |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 700802 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 813 WHITNEY CIR, HERCULANEUM, MO 63048-1539 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 6, 2024 · Amount on Record |
| Deed Sale | Jun 6, 2024 · Amount on Record |
| Prior Sale | May 13, 2003 · Amount on Record |
| Deed Document Number | 202413759 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jul 23, 2026 |
| Property Address | 813 WHITNEY CIR, HERCULANEUM, MO 63048-1539 |
| Document Number | 0000019968 |
| Instrument Date | Jul 16, 2026 |
| Instrument | 202619968 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2026 |
| Title Company | NAVY FEDERAL TITLE SERVICES |
| Name | Verified Name |
|---|---|
| Address | 813 WHITNEY CIR, HERCULANEUM, MO 63048-1539 |
| Document Number | 0000019968, |
|---|---|
| Date | Jul 23, 2026 |
| Instrument | 202619968 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Herculaneum City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $26,100 (-) Land $1,900 Building $24,200 | $137,400 (-) Land $10,200 Building $127,200 | |
| 2025 | $1,443.00 (+6.34%) | $26,100 (+9.66%) Land $1,900 Building $24,200 | $137,400 (-) Land $10,200 Building $127,200 |
| 2024 | $1,357.00 (+0.52%) | $137,400 (+9.57%) Land $10,200 Building $127,200 | |
| 2023 | $1,350.00 | $23,800 Land $1,900 Building $21,900 | $125,400 Land $10,200 Building $115,200 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (2003–2018) |
| Most Recent Claim | Sep 2018 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERCULANEUM PWS serves 5,000 people · EPA ID MO6010359 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| AT&T DSL | 100 / 20 |
May also be available: T-Mobile, Verizon.
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