813 W Oak St, Vassar, MI 48768 Property Records

Tuscola County property record for 813 W Oak St, Vassar, MI 48768

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1959
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Mar 2026)
Tax Bill	$1,794 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Mar 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`051-500-302-0300-00`

Property Details

APN / Parcel Number

Primary APN	`051-500-302-0300-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,008 sqft Building Perimeter
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Unfinished Basement	1,008 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Condo/Apartment
Lot Area	6,970 sqft (0.16 acres)
Garage Area	276 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	813 W OAK ST
City	VASSAR
State	MI
Zip	48768-1115
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T11N R7E LOT 3 EX S 28 FT 4 IN BLK 2 HUSTON'S ADD CITY OF VASSAR.
Legal Subdivision	HUSTONS ADD
Legal Block	2
Legal Lot Number	3
Jurisdiction	TUSCOLA MI
Township / Civil Division	VASSAR
Census Block Group	3
Census Block	3042
Census Tract	900

Owner

Source: Tuscola County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	400 FRANK RD, FRANKENMUTH, MI 48734-9138
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage FRANKENMUTH CU
Mar 19, 2026	Warranty Deed, Transfer · Conventional Mortgage ICON MORTGAGE LENDING INC
Apr 24, 2018	Warranty Deed, Transfer FRANKENMUTH CU
Mar 16, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 19, 2026 · Amount on Record
Deed Sale	Mar 19, 2026 · Amount on Record
Prior Sale	Apr 24, 2018 · Amount on Record
Deed Book / Page	1594 / 923
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	813 W OAK ST, VASSAR, MI 48768-1115
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 W OAK ST, VASSAR, MI 48768-1115

Mortgage

Document Number	001470/283
Date	Feb 12, 2021
Book Page	1470/283

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Mar 19, 2026
Property Address	813 W OAK ST, VASSAR, MI 48768-1115
Document Number	001594/923
Book / Page	1594 / 923
Map Reference	LB 1 PG 20A
Instrument Date	Mar 13, 2026
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	MID-STATE TITLE SERVICES INC, MIDSTATE TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,387.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	813 W OAK ST, VASSAR, MI 48768-1115

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 FRANK RD, FRANKENMUTH, MI 48734-9138

Mortgage

Document Number	0001594925
Date	Mar 19, 2026
Instrument	1594/925

Lender

Name	ICON MORTGAGE LENDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Apr 24, 2018
Property Address	813 W OAK ST, VASSAR, MI 48768-1115
Document Number	0013960282
Book / Page	001396 / 000282
Instrument Date	Apr 23, 2018
Transaction Type	Transfer
Record Updated	May 7, 2018
Title Company	ATA TITLE AGENCY LIMITED

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$533.20
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	220 WASHINGTON ST VASSAR MI 487681234, VASSAR, MI 48768-1234

Mortgage

Document Number	13960284
Date	Apr 24, 2018
Book Page	001396/000284

Lender

Name	FRANKENMUTH CU
Type	Credit Union
Address	FRANKENMUTH, MI 48734

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2048

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Mar 16, 2018
Property Address	813 W OAK ST, VASSAR, MI 48768-1115
Document Number	0013921479
Book / Page	001392 / 001479
Instrument Date	Mar 15, 2018
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3152 KIRK RD VASSAR MI 487689743, VASSAR, MI 48768-9743

Tax Assessment & Valuation

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
Municipality	Vassar City
Unified School District	Vassar Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$56,200 (+14.23%)	$112,400 (+14.23%)
2025	$1,794.00 (+76.4%) Homeowner's exemption	$49,200 (+11.31%)	$98,400 (+11.31%)
2024	$1,017.00 (-19.09%)
2023		$44,200	$88,400
2020	$1,257.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	43 (1985–2018)
Claims Outside the SFHA	5 of 43
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 1996 · 4 claims Severe Storms & Flooding, Sep 1986 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VASSAR serves 2,697 people · EPA ID MI0006780
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Air Advantage.

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