813 W 4th St, Sumner, IA 50674 Property Records

Bremer County property record for 813 W 4th St, Sumner, IA 50674

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,064 sqft · built 1957
Lot Size0.212 acres (9,235 sqft)
OwnerIndividual Name on Record
Last Sale$80,000 (Jun 2019)
Tax Bill$1,514 (2025)
Deeds & MortgagesSep 2021 Mortgage
May 2021 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-23-453-003

Property Details

APN / Parcel Number

Primary APN04-23-453-003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,064 sqft Living Area
Basement Area1,064 sqft
Finished Basement550 sqft
Game RoomGame Room
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialVinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions132 ft deep x 70 ft wide
Garage TypeAttached
Garage Area308 sqft
Parking Spaces1 Parking Space
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address813 W 4TH ST
CitySUMNER
StateIA
Zip50674-1211
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description23-93-11 FRIDLEY LOT 3 BLK 3
Legal Range11W
Legal Township93N
Legal Section23
Legal SubdivisionFRIDLEY'S ADD
Legal Block3
Legal Lot Number3
JurisdictionBREMER IA
Township / Civil DivisionSUMNER
Census Block Group1
Census Block1011
Census Tract4700

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address813 W 4TH ST, SUMNER, IA 50674-1211
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
VERIDIAN CU
May 17, 2021Intrafamily Transfer, Transfer
Jun 13, 2019Executor's Deed, Transfer · Stand-Alone First Mortgage
FIRST STATE BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 13, 2019 · Amount on Record
Deed SaleJun 13, 2019 · Amount on Record
Deed Document Number20191734
Last Transfer DateMay 12, 2021
Transfer Doc20212457
Record UpdatedOct 29, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBREMER IA
Property Address813 W 4TH ST, SUMNER, IA 50674-1211
Transaction TypeMortgage
Record UpdatedOct 27, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20214584
DateSep 17, 2021
Instrument20214584
Lender
NameVERIDIAN CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2036
Interest
Rate TypeFixed Rate

May 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBREMER IA
Recording DateMay 17, 2021
Property Address813 W 4TH ST, SUMNER, IA 50674-1211
Document Number20212457
Instrument DateMay 12, 2021
Instrument20212457
Transaction TypeTransfer
Record UpdatedJul 28, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 W 4TH ST, SUMNER, IA 50674-1211

June 2019: Executor's Deed, Transfer

Document TypeExecutor's Deed
JurisdictionBREMER IA
Recording DateJun 13, 2019
Property Address813 W 4TH ST, SUMNER, IA 50674-1211
Document Number20191734
Instrument DateJun 7, 2019
Instrument20191734
Transaction TypeTransfer
Record UpdatedOct 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 W 4TH ST, SUMNER, IA 50674-1211

Mortgage

Document Number0020191735
DateJun 13, 2019
Instrument20191735
Lender
NameFIRST STATE BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2049

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBremer County
MunicipalitySumner City
Unified School DistrictSumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,514.00 (-2.32%) Homeowner's exemption$108,160 (+4.49%) Land $17,500 Building $90,660$108,160 (+4.49%) Land $17,500 Building $90,660
2024$1,550.00 (+8.54%)
2023$103,510 Land $14,000 Building $89,510$103,510 Land $14,000 Building $89,510
2022$1,428.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims12 (2004–2025)
Claims Outside the SFHA2 of 12
Most Recent ClaimApr 2025 · rainfall accumulation
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 98.1% of Iowa
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUMNER WATER SUPPLY
serves 2,030 people · EPA ID IA0970006
Water SourceGroundwater
Last State InspectionNov 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Northeast Iowa Telephone Company
Fiber
1,000 / 1,000
Hawkeye Telephone
Fiber
1,000 / 1,000
Nextlink
Fixed Wireless
1,000 / 1,000
Mediacom Xtream
Cable
1,000 / 50
GigFire
Fixed Wireless
150 / 130

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