813 W 12th St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 813 W 12th St, Saint Augustine, FL 32084

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 961 sqft · built 1989
Lot Size	0.21 acres (9,147 sqft)
Owner	Individual Name on Record
Last Sale	$165,000 (Apr 2020)
Tax Bill	$3,002 (2025)
Deeds & Mortgages	Apr 2025 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`133380-0030`

Property Details

APN / Parcel Number

Primary APN	`133380-0030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	961 sqft Living Area
1st Floor Area	916 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,147 sqft (0.21 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Porch	Finished/Open Porch
Porch Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	813 W 12TH ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-0755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS3
Legal Description	1-77 CLARK ADDN LOTS 3 & 4 BLK 91 OR4924/139
Legal Range	29E
Legal Township	07S
Legal Section	45
Legal Subdivision	AUGUSTINE WESTERN SUBURB SUBDIVISION
Legal Block	91
Legal Lot Number	3,4
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1023
Census Tract	21003

Owner

Source: St. Johns County records, as of August 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	813 W 12TH ST, SAINT AUGUSTINE, FL 32084-0755
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2025	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 13, 2023	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Apr 16, 2020	Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 16, 2020 · Amount on Record
Deed Sale	Apr 16, 2020 · Amount on Record
Prior Sale	Dec 19, 2011 · Amount on Record
Deed Document Number	202029606
Deed Book / Page	4924 / 139
Prior Transfer Date	Sep 17, 2013
Prior Transfer Doc	0037940793
Record Updated	Sep 20, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	813 W 12TH ST, SAINT AUGUSTINE, FL 32084-0755
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 W 12TH ST, SAINT AUGUSTINE, FL 32084-0755

Mortgage

Document Number	0061360358
Date	Apr 23, 2025
Book Page	6136/358
Instrument	2025031610

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	May 1, 2050

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	813 W 12TH ST, SAINT AUGUSTINE, FL 32084-0755
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 W 12TH ST, SAINT AUGUSTINE, FL 32084-0755

Mortgage

Document Number	0057740022
Date	Jun 13, 2023
Book Page	5774/22
Instrument	2023045473

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	323 Months
Due	May 1, 2050

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Apr 16, 2020
Property Address	813 W 12TH ST, SAINT AUGUSTINE, FL 32084-0755
Document Number	0049240139
Book / Page	4924 / 139
Map Reference	MB 1 PG 77
Instrument Date	Apr 14, 2020
Instrument	2020029606
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAND TITLE OF AMERICA INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	229 COVINO AVE, 229, SAINT AUGUSTINE, FL 32084-2027

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 W 12TH ST, SAINT AUGUSTINE, FL 32084-0755

Mortgage

Document Number	49240141
Date	Apr 16, 2020
Instrument	4924/0141

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$171,568 (-13.05%) Land $50,000 Building $121,568	$171,568 (-13.05%) Land $50,000 Building $121,568
2025	$3,002.00 (+10.53%)	$197,329 (+4.15%)	$197,329 (+4.15%) Land $50,000 Building $147,329
2024	$2,716.00 (+8.68%)
2023	$2,499.00 (+10.48%)	$189,469 (+13.87%)	$189,469 (+13.87%) Land $47,000 Building $142,469
2022	$2,262.00	$166,384	$166,384 Land $26,900 Building $139,484

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	3 (2016–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. AUGUSTINE WS serves 43,069 people · EPA ID FL2550210
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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