Franklin County property record for 813 Vick Rd, Spring Hope, NC 27882
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 3,519 sqft · built 1997 |
| Lot Size | 1.33 acres (57,935 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,292 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2851-28-0596 |
| Primary APN | 2851-28-0596 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,519 sqft Total Area |
| Attic Area | 260 sqft |
| Bonus Room | Bonus Room |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 57,935 sqft (1.33 acres) |
| Garage Type | Attached - Unfinished |
| Garage Area | 728 sqft |
| Porch | Porch |
|---|---|
| Porch Area | 892 sqft |
| Deck Area | 175 sqft |
| Patio Area | 375 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 36151 |
|---|---|
| Old Parcel Number | L09 00 027D |
| Street Address | 813 VICK RD |
| City | SPRING HOPE |
| State | NC |
| Zip | 27882-7845 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | FCO AR |
| Legal Description | DIST:109 CITY/MUNI/TWP:CYPRESS CREEK SUBD:LAYTON |
| Legal Subdivision | LAYTON |
| Jurisdiction | FRANKLIN NC |
| Township / Civil Division | CYPRESS CREEK |
| Census Block Group | 2 |
| Census Block | 2032 |
| Census Tract | 60702 |
813 Vick Rd is owned and occupied by two individuals who acquired it in December 1992.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 813 VICK RD, SPRING HOPE, NC 27882-7845 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 12, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRST CITIZENS BANK & TRUST CO |
| Feb 12, 2021 | Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO |
| Feb 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MR COOPER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 1992 |
| Deed Sale | Dec 1, 1992 |
| Deed Document Number | 0000964158 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 813 VICK RD, SPRING HOPE, NC 27882-7845 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 813 VICK RD, SPRING HOPE, NC 27882-7845 |
| Document Number | 0022420688 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 2242/688 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 813 VICK RD, SPRING HOPE, NC 27882-7845 |
| Transaction Type | Mortgage |
| Record Updated | Nov 11, 2022 |
| Title Company | STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|---|
| Address | 813 VICK RD, SPRING HOPE, NC 27882-7845 |
| Document Number | 0022420705 |
|---|---|
| Date | Feb 12, 2021 |
| Book Page | 2242/705 |
| Name | FIRST CITIZENS BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN NC |
| Property Address | 813 VICK RD, SPRING HOPE, NC 27882-7845 |
| Document Number | 0021370546 |
| Book / Page | 002137 / 000546 |
| Instrument Date | Feb 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 20, 2018 |
| Title Company | TITLE 365- NLSE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 813 VICK RD SPRING HOPE NC 278827845, SPRING HOPE, NC 27882-7845 |
| Document Number | 0021370546 |
|---|---|
| Date | Feb 15, 2018 |
| Book Page | 002137/000546 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 14, 2033 |
The 2025 property tax bill for 813 Vick Rd was $2,292.
Source: Franklin County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Franklin County |
| Unified School District | Franklin County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,292.00 | $368,400 Land $24,370 Building $344,030 | $368,400 Land $24,370 Building $344,030 |
| 2023 | $2,866.00 | $315,910 Land $13,790 Building $302,120 | $315,910 Land $13,790 Building $302,120 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 813 Vick Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 18, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 813 Vick Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 95% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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