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813 Vermont Ave, Saint Cloud, FL 34769 Property Records

Osceola County property record for 813 Vermont Ave, Saint Cloud, FL 34769

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,788 sqft · built 1996
Lot Size0.169 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$305,000 (Jul 2021)
Tax Bill$4 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN77385

Property Details

APN / Parcel Number

Primary APN77385
Alternative APN
  • 012630000100960170

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,788 sqft Heated Area
Gross Area2,028 sqft
1st Floor Area1,788 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialVinyl
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.169 acres)
Lot Dimensions150 ft deep x 50 ft wide
Garage Area462 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area240 sqft
Patio Area476 sqft
FenceFence
Shed1 Shed
Shed Area124 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number77385
Street Address813 VERMONT AVE
CitySAINT CLOUD
StateFL
Zip34769-3266
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSR2
Legal DescriptionST CLOUD PB B PG 34 BLK 96 LOTS 17 & 18 2/26/30
Legal Range30E
Legal Township26S
Legal Section01
Legal SubdivisionST CLOUD
Legal Tract1
Legal Block96
Legal Lot Number2,17-18 18
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group2
Census Block2024
Census Tract43400

Owner

813 Vermont Ave is owned and occupied by an individual who bought it in July 2021.

Source: Osceola County records, as of December 11, 2025

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address813 VERMONT AVE, SAINT CLOUD, FL 34769-3266
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2021 · Amount on File
Deed SaleJul 22, 2021 · Amount on File
Prior SaleApr 23, 2014 · Amount on File
Deed Document Number2021113890
Deed Book / Page6007 / 2359
Record UpdatedJun 8, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 22, 2021
Property Address813 VERMONT AVE, SAINT CLOUD, FL 34769-3266
Document Number0060072359
Book / Page6007 / 2359
Map ReferenceMB B PG 33&34
Instrument DateJul 20, 2021
Instrument2021113890
Transaction TypeTransfer
Record UpdatedAug 4, 2021
Title CompanyNONA TITLE INC

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,135.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8981 FULLERWOOD AVE, 8981, ORLANDO, FL 32832-4973

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 VERMONT AVE, SAINT CLOUD, FL 34769-3266

Mortgage

Document Number60072361
DateJul 22, 2021
Instrument6007/2361
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 813 Vermont Ave was $4 with exemptions applied.

Source: Osceola County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$255,885$309,500 Land $46,800 Building $262,700
2023$3,499.00 (+3.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$241,432 (+3%)$276,300 (+17.88%) Land $42,500 Building $233,800
2022$3,374.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$234,400 Land $35,100 Building $199,300$234,400 Land $35,100 Building $199,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 813 Vermont Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 Vermont Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 439 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20

May also be available: Hotwire Communications.

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