Schenectady County and Schenectady City property record for 813 Union St, Schenectady, NY 12308
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,331 sqft · built 1900 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $35,000 (Jul 2019) |
| Tax Bill | $7,004 (2026) |
| Deeds & Mortgages | Nov 2019 Sale & Mortgage Jul 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 421500 39.74-1-2 |
| Primary APN | 421500 39.74-1-2 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,331 sqft Living Area |
| 1st Floor Area | 1,239 sqft |
| 2nd Floor Area | 1,092 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 125 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 360 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 813 UNION ST |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12308-3103 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 2 WD |
| Legal Block | 1 |
| Legal Lot Number | 2.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | SCHENECTADY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 33400 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Union Street Historic District listed 1982 · 184 contributing resources · NRIS 82001268 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
813 Union St is owned and occupied by an individual who bought it in July 2019.
Source: Schenectady County and Schenectady City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 813 UNION ST, SCHENECTADY, NY 12308-3103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 13, 2019 | Grant Deed, Transfer · Conventional with PMI SEFCU |
| Jul 19, 2019 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 19, 2019 · Amount on File |
| Deed Sale | Jul 19, 2019 · Amount on File |
| Deed Document Number | 201932316 |
| Deed Book / Page | 2015 / 835 |
| Prior Transfer Date | Aug 4, 2014 |
| Prior Transfer Doc | 0000040727 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Nov 13, 2019 |
| Property Address | 813 UNION ST, SCHENECTADY, NY 12308-3103 |
| Document Number | 0000051253 |
| Book / Page | 002024 / 000155 |
| Instrument Date | Oct 30, 2019 |
| Instrument | 51253 |
| Transaction Type | Transfer |
| Record Updated | Dec 5, 2019 |
| Title Company | NATIONAL TITLE AND ABSTRACT COMPANY, NATIONAL TITLE & ABS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 97 KENT ST #2 ALBANY NY 122062105, 2, ALBANY, NY 12206-2105 |
| Document Number | 51255 |
|---|---|
| Date | Nov 13, 2019 |
| Book Page | 004953/000028 |
| Instrument | 51255 |
| Name | SEFCU |
|---|---|
| Type | Credit Union |
| Address | ALBANY, NY 12206 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 12, 2034 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Jul 19, 2019 |
| Property Address | 813 UNION ST, SCHENECTADY, NY 12308-3103 |
| Document Number | 0000032316 |
| Book / Page | 002015 / 000835 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 32316 |
| Transaction Type | Transfer |
| Record Updated | Aug 6, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $140.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 102 CONNOLLY RD BALLSTON LAKE NY 120191932, BALLSTON LAKE, NY 12019-1932 |
The 2026 property tax bill for 813 Union St was $7,004, up 2.5% from the year before.
Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| Municipality | Schenectady City |
| Unified School District | Schenectady City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,004.00 (+2.53%) | ||
| 2025 | $6,831.00 | $130,900 (-) Land $19,600 Building $111,300 | $216,758 (+13.35%) Land $32,456 Building $184,302 |
| 2024 | $130,900 (-) Land $19,600 Building $111,300 | $191,234 (+15.41%) Land $28,634 Building $162,600 | |
| 2023 | $130,900 (-) Land $19,600 Building $111,300 | $165,696 (+3.8%) Land $24,810 Building $140,886 | |
| 2022 | $130,900 Land $19,600 Building $111,300 | $159,634 Land $23,902 Building $135,732 | |
| 2021 | $6,501.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 813 Union St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 813 Union St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070 |
|---|---|
| Water Source | Groundwater |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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