813 State St, Fulton, MO 65251 Property Records

Callaway County property record for 813 State St, Fulton, MO 65251

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,456 sqft · built 1900
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (May 2024)
Tax Bill	$900 (2025)
Deeds & Mortgages	May 2024 Mortgage Nov 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13-05.0-16.0-20-007-017.000`

Property Details

APN / Parcel Number

Primary APN	`13-05.0-16.0-20-007-017.000`
Alternative APN	`1305016020007010000`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
1st Floor Area	578 sqft

Exterior

Year Built	Built 1900
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Geodesic/Dome
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Porch	Open Porch
Porch Area	289 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Oil

Location & Zoning

Account Number	1305016020007017000
Street Address	813 STATE ST
City	FULTON
State	MO
Zip	65251-2063
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11 BLK 81 NCP
Legal Block	81
Legal Lot Number	11
Jurisdiction	CALLAWAY MO
Township / Civil Division	EAST FULTON
Census Block Group	2
Census Block	2010
Census Tract	70302

Owner

Source: Callaway County records, as of January 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	813 STATE ST, FULTON, MO 65251-2063
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2024	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Nov 8, 2023	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK OF MISSOURI
Sep 26, 2023	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK OF MISSOURI

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2024 · Amount on Record
Deed Sale	May 7, 2024 · Amount on Record
Prior Sale	Sep 26, 2023
Deed Document Number	0000005136
Deed Book / Page	513 / 6
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CALLAWAY MO
Recording Date	May 7, 2024
Property Address	813 STATE ST, FULTON, MO 65251-2063
Document Number	00000513/6
Book / Page	513 / 6
Instrument Date	May 7, 2024
Instrument	202402186
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 STATE ST, FULTON, MO 65251-2063

Mortgage

Document Number	0202402187
Date	May 7, 2024
Instrument	202402187

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	813 STATE ST, FULTON, MO 65251-2063
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000510/59
Date	Nov 8, 2023
Book Page	510/59
Instrument	202305715

Lender

Name	EXCHANGE BANK OF MISSOURI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	May 6, 2024

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALLAWAY MO
Property Address	813 STATE ST, FULTON, MO 65251-2063
Transaction Type	Mortgage
Record Updated	Oct 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000509/276
Date	Sep 26, 2023
Book Page	509/276
Instrument	202304897

Lender

Name	EXCHANGE BANK OF MISSOURI

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 26, 2048

Tax Assessment & Valuation

Source: Callaway County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Callaway County
Municipality	Fulton City
Unified School District	Fulton 58 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$900.00 (-0.11%)	$14,575 (-)	$76,710 (-)
2024	$901.00 (+0.56%)	$14,575 (-)	$76,710 (-)
2023	$896.00 (+3.34%)	$14,575 (+3.37%)	$76,710 (+3.37%)
2022	$867.00	$14,100 Land $1,389 Building $12,711
2021			$74,210 Land $7,310 Building $66,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 5, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FULTON PWS serves 12,600 people · EPA ID MO3010296
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Socket Telecom Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
FireServe Fixed Wireless · not low latency	100 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Callabyte, Verizon.

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