813 Spruce St, Kulpmont, PA 17834 Property Records

Northumberland County property record for 813 Spruce St, Kulpmont, PA 17834

Property Summary

Property Type	Single Family Home
Lot Size	0.206 acres (9,000 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Apr 2016)
Tax Bill	$2,307 (2026)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`002-00-003-150`

Property Details

APN / Parcel Number

Primary APN	`002-00-003-150`

Exterior

Lot Area	9,000 sqft (0.206 acres)
Lot Dimensions	150 ft deep x 60 ft wide

Location & Zoning

Street Address	813 SPRUCE ST
City	KULPMONT
State	PA
Zip	17834-1330
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 X 150
Jurisdiction	NORTHUMBERLAND PA
Township / Civil Division	KULPMONT
Census Block Group	2
Census Block	2025
Census Tract	82400

Owner

Source: Northumberland County records, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	813 SPRUCE ST, KULPMONT, PA 17834-1330
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2022	Deed of Trust, Mortgage · Commercial Mortgage UNB BANK
Dec 12, 2017	Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO
Jan 24, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNB BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2016 · Amount on Record
Deed Sale	Apr 22, 2016 · Amount on Record
Deed Document Number	20165732
Deed Book / Page	2688 / 973
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	813 SPRUCE ST, KULPMONT, PA 17834-1330
Transaction Type	Mortgage
Record Updated	Apr 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003170/553
Date	Mar 30, 2022
Book Page	3170/553
Instrument	202205318

Lender

Name	UNB BANK
Type	Bank
Address	MOUNT CARMEL, PA 17851

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	813 SPRUCE ST, KULPMONT, PA 17834-1330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2820/452
Date	Dec 12, 2017
Book Page	2820/452
Instrument	201719947

Lender

Name	BRANCH BANKING AND TRUST CO
Type	Bank
Address	WINSTON SALEM, NC 27101

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	296 Months
Due	Aug 28, 2042

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTHUMBERLAND PA
Property Address	813 SPRUCE ST, KULPMONT, PA 17834-1330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2902/480
Date	Jan 24, 2019
Book Page	2902/480
Instrument	201901204

Lender

Name	UNB BANK
Type	Bank
Address	MOUNT CARMEL, PA 17851

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2034

Tax Assessment & Valuation

Source: Northumberland County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Northumberland County
Municipality	Kulpmont Borough
Unified School District	Mount Carmel Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,307.00 (+7.15%)	$19,150 (-) Land $1,470 Building $17,680
2024	$2,153.00	$19,150 (-) Land $1,470 Building $17,680
2023	$2,153.00	$19,150 Land $1,470 Building $17,680
1972			$19,150 Land $1,470 Building $17,680

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Most Recent Claim	Feb 1982 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA ROARING CREEK DIVISION private · serves 43,000 people · EPA ID PA4490024
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Organic carbon removal Apr 2026
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 758 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Fiber · Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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