813 Smith St, Albemarle, NC 28001 Property Records

Stanly County property record for 813 Smith St, Albemarle, NC 28001

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,040 sqft · built 1959
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on File
Last Sale	$213,500 (Jul 2024)
Tax Bill	$1,697 (2026)
Deeds & Mortgages	Nov 2023 Line of Credit Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`654802783698`

Property Details

APN / Parcel Number

Primary APN	`654802783698`
Alternative APNs	`1526257` `1547161` `3887`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,040 sqft Finished Area
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	120 ft deep x 80 ft wide
Garage Type	Carport
Garage Area	316 sqft
Carport	Carport
Carport Area	316 sqft
Porch	Porch
Porch Area	64 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	1547161
Street Address	813 SMITH ST
City	ALBEMARLE
State	NC
Zip	28001-3025
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	HSE 813 SMITH ST LT 2 BLK A 654807212
Legal Subdivision	FRANK F AND RUBY C THOMPSON SUBDIVISION
Legal Block	A
Legal Lot Number	2
Jurisdiction	STANLY NC
Township / Civil Division	NORTH ALBEMARLE
Census Block Group	1
Census Block	1011
Census Tract	931204

Owner

813 Smith St is owned by a company that bought it in July 2024.

Source: Stanly County records, as of October 6, 2026

Owner of Record	Company Name on File
Mailing Address	134 E NORTH ST, ALBEMARLE, NC 28001-4048
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Aug 27, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 19, 2024 · Amount on File
Deed Sale	Jul 19, 2024 · Amount on File
Prior Sale	Aug 27, 2019 · Amount on File
Deed Document Number	2024469797
Deed Book / Page	1858 / 526
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANLY NC
Property Address	813 SMITH ST, ALBEMARLE, NC 28001-3025
Transaction Type	Mortgage
Record Updated	Apr 12, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000463664
Date	Nov 29, 2023
Book Page	1838/1249
Instrument	463664

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STANLY NC
Recording Date	Aug 27, 2019
Property Address	813 SMITH ST, ALBEMARLE, NC 28001-3025
Document Number	0000412461
Book / Page	001678 / 001057
Instrument Date	Aug 26, 2019
Instrument	412461
Transaction Type	Transfer
Record Updated	Sep 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$232.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	813 SMITH ST ALBEMARLE NC 280013025, ALBEMARLE, NC 28001-3025

Tax Assessment & Valuation

The 2026 property tax bill for 813 Smith St was $1,697.

Source: Stanly County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
Municipality	Albemarle City
County	Stanly County
Unified School District	Stanly County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,697.00	$151,602 Land $16,200 Building $135,402	$151,602 Land $16,200 Building $135,402
2023	$1,358.00	$111,382 Land $11,016 Building $100,366	$111,382 Land $11,016 Building $100,366

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 813 Smith St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective May 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (2012–2020)
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 Smith St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ALBEMARLE serves 17,506 people · EPA ID NC0184010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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