813 Sinclair St, Fairdale, KY 40118 Property Records

Louisville/Jefferson County Metro Government property record for 813 Sinclair St, Fairdale, KY 40118

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,200 sqft · built 1967
Lot Size0.2 acres (8,751 sqft)
Owner2 Individual Names on File
Tax Bill$1,669 (2025)
Deeds & MortgagesJan 2026 Second Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN24133903510000

Property Details

APN / Parcel Number

Primary APN24133903510000
Alternative APNs
  • 133903510000
  • 00246313

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,200 sqft Finished Area
FlooringCovered

Exterior

Year BuiltBuilt 1967
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,751 sqft (0.2 acres)
Lot Dimensions103 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemCentral

Location & Zoning

Account Number00246313
Street Address813 SINCLAIR ST
CityFAIRDALE
StateKY
Zip40118-9665
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR5-RESIDENTIAL SINGLE FAM
Legal Description0.2009 AC+- LOT 351 GLENGARY SEC 6 PB 23 PG 49 NS SINCLAIR ST 85 X 103 AVG
Legal SubdivisionGLENGARRY
Legal Lot Number351
JurisdictionJEFFERSON KY
Township / Civil DivisionPOND CREEK
Census Block Group2
Census Block2007
Census Tract12004

Owner

813 Sinclair St is owned and occupied by two individuals who acquired it in April 2016.

Source: Louisville/Jefferson County Metro Government records, as of December 15, 2025

Owner of Record2 Individual Names on File
Mailing Address813 SINCLAIR ST, FAIRDALE, KY 40118-9665
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 12, 2021Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Oct 21, 2017Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateApr 28, 2016
Transfer Doc0106060875
Record UpdatedJun 8, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address813 SINCLAIR ST, FAIRDALE, KY 40118-9665
Transaction TypeMortgage
Record UpdatedJan 16, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000000583
DateJan 5, 2026
Book PageM 19614/860
Instrument2026000583
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term240 Months
DueJan 1, 2046

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address813 SINCLAIR ST, FAIRDALE, KY 40118-9665
Transaction TypeMortgage
Record UpdatedMar 2, 2023
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000255767
DateOct 12, 2021
Book PageM 17707/240
Instrument2021255767
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2051

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJEFFERSON KY
Property Address813 SINCLAIR ST, FAIRDALE, KY 40118-9665
Document Number0152960978
Book / Page015296 / 000978
Instrument DateOct 21, 2017
Transaction TypeMortgage
Record UpdatedDec 8, 2017
Title CompanyTITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 SINCLAIR ST FAIRDALE KY 401189665, FAIRDALE, KY 40118-9665

Mortgage

Document Number0152960978
DateNov 6, 2017
Book Page015296/000978
Instrument253404
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueNov 5, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 813 Sinclair St was $1,669.

Source: Louisville/Jefferson County Metro Government assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
County / Consolidated CityLouisville/Jefferson County Metro Government
Unified School DistrictJefferson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,669.00$160,410 Land $15,000 Building $145,410
2024$160,410 (+52.05%) Land $15,000 Building $145,410
2023$1,158.00 (-0.34%)$105,500 (-) Land $13,000 Building $92,500$105,500 (-) Land $13,000 Building $92,500
2022$1,162.00$105,500 Land $13,000 Building $92,500$105,500 Land $13,000 Building $92,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 813 Sinclair St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk · 1% annual chance under future conditions
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 61 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies61 in force
Nearby Flood Claims11 (1997–2015)
Most Recent ClaimApr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 Sinclair St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
BluegrassNet
Fixed Wireless
100 / 100
T-Mobile
Fixed Wireless · Fiber in parts of the area
100 / 20

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