813 Seipel Dr, Denver, NC 28037 Property Records

Lincoln County property record for 813 Seipel Dr, Denver, NC 28037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,590 sqft · built 2004
Lot Size	0.334 acres (14,549 sqft)
Owner	2 Individual Names on Record
Last Sale	$256,500 (Jun 2015)
Tax Bill	$3,317 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Jun 2020 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`4612-36-3025`

Property Details

APN / Parcel Number

Primary APN	`4612-36-3025`
Alternative APNs	`461210363025` `255386` `82068`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,590 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	14,549 sqft (0.334 acres)
Pool Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	255386
Street Address	813 SEIPEL DR
City	DENVER
State	NC
Zip	28037-7594
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-SF
Legal Description	#30 LOT SALEM SPRINGS SUB
Legal Subdivision	SALEM SPGS
Legal Lot Number	30
Jurisdiction	LINCOLN NC
Township / Civil Division	CATAWBA SPRINGS
Census Block Group	1
Census Block	1001
Census Tract	71102

Owner

Source: Lincoln County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	813 SEIPEL DR, DENVER, NC 28037-7594
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit BAY BANK TRUST COMPANY
Jun 29, 2020	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
Mar 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUPREME LNDG
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BK & TR CO
Apr 12, 2018	Deed of Trust, Mortgage · Conventional with PMI AMERIHOME MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2015 · Amount on Record
Deed Sale	Jun 30, 2015 · Amount on Record
Prior Sale	Mar 1, 2005 · Amount on Record
Deed Document Number	2015535177
Deed Book / Page	2528 / 476
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Recording Date	Sep 10, 2026
Property Address	813 SEIPEL DR, DENVER, NC 28037-7594
Document Number	0000714910
Book / Page	3536 / 556
Instrument Date	Aug 28, 2026
Instrument	2026714910
Transaction Type	Mortgage
Record Updated	Oct 2, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 SEIPEL DR, DENVER, NC 28037-7594

Mortgage

Document Number	0000714910,
Date	Sep 10, 2026
Book Page	3536/556
Instrument	2026714910

Lender

Name	BAY BANK TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	813 SEIPEL DR, DENVER, NC 28037-7594
Transaction Type	Mortgage
Record Updated	Jul 26, 2022
Title Company	STEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002922415
Date	Jun 29, 2020
Book Page	2922/415
Instrument	611181

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27603

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	813 SEIPEL DR, DENVER, NC 28037-7594
Document Number	2892555
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 26, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	813 SEIPEL DR DENVER NC 280377594, DENVER, NC 28037-7594

Mortgage

Document Number	2892555
Date	Mar 24, 2020
Book Page	002892/000555
Instrument	606236

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 23, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	813 SEIPEL DR, DENVER, NC 28037-7594
Document Number	2837478
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 16, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	813 SEIPEL DR DENVER NC 280377594, DENVER, NC 28037-7594

Mortgage

Document Number	2837478
Date	Aug 12, 2019
Book Page	002837/000478
Instrument	596268

Lender

Name	FIRST CITIZENS BK & TR CO
Address	RALEIGH, NC 27611-6592

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NC
Property Address	813 SEIPEL DR, DENVER, NC 28037-7594
Document Number	2738906
Instrument Date	Apr 12, 2018
Transaction Type	Mortgage
Record Updated	May 7, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	813 SELPEL DR DENVER NC 28037, DENVER, NC 28037

Mortgage

Document Number	2738906
Date	Apr 25, 2018
Book Page	002738/000906
Instrument	577136

Lender

Name	AMERIHOME MTG
Type	Mortgage Company
Address	WOODLAND HILLS, CA 91367-7090

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Lincoln County
Unified School District	Lincoln County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,317.00 (+1.04%)	$526,017 (-) Land $68,000 Building $458,017	$526,017 (-) Land $68,000 Building $458,017
2023	$3,283.00	$526,017 Land $68,000 Building $458,017	$526,017 Land $68,000 Building $458,017

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 139 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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