813 SE 11th St, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 813 SE 11th St, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,296 sqft · built 1965
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$133,900 (Feb 2018)
Tax Bill	$1,434 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Feb 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-22-37-35-0290-00000-0420`

Property Details

APN / Parcel Number

Primary APN	`3-22-37-35-0290-00000-0420`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,296 sqft Heated Area
Gross Area	1,764 sqft
Interior Walls	Plaster

Exterior

Year Built	Built 1965
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tin
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	110 ft deep x 75 ft wide
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	813 SE 11TH ST
City	OKEECHOBEE
State	FL
Zip	34974-5347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OKEECHOBEE ESTATES, AN ADDITION TO OKEECHOBEE (PLAT BOOK 3 PAGE 20) LOT 42
Legal Range	35E
Legal Township	37S
Legal Section	22
Legal Subdivision	OKEECHOBEE ESTATES
Legal Lot Number	42
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	1
Census Block	1032
Census Tract	910500

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	813 SE 11TH ST, OKEECHOBEE, FL 34974-5347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG
Feb 26, 2018	Warranty Deed, Transfer · FHA Mortgage GATEWAY MORTGAGE GROUP LLC
Feb 1, 2017	Warranty Deed, Transfer · FHA Mortgage CASTLE & COOKE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 26, 2018 · Amount on Record
Deed Sale	Feb 26, 2018 · Amount on Record
Prior Sale	Feb 1, 2017 · Amount on Record
Deed Document Number	2018002488
Deed Book / Page	0803 / 0306
Record Updated	Jun 8, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	813 SE 11TH ST, OKEECHOBEE, FL 34974-5347
Document Number	0000010051
Instrument Date	Oct 8, 2020
Transaction Type	Mortgage
Record Updated	Nov 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	813 SE 11TH ST OKEECHOBEE FL 349745347, OKEECHOBEE, FL 34974-5347

Mortgage

Document Number	0000010051
Date	Oct 16, 2020
Instrument	10051

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	336 Months
Due	Oct 15, 2048

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 26, 2018
Property Address	813 SE 11TH ST, OKEECHOBEE, FL 34974-5347
Document Number	0008030306
Book / Page	0803 / 0306
Map Reference	MB3 PG20
Instrument Date	Feb 23, 2018
Instrument	2018002488
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OKEE TANTIEL TITEL CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$937.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	813 SE 11TH ST, 813, OKEECHOBEE, FL 34974-5347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 SE 11TH ST, OKEECHOBEE, FL 34974-5347

Mortgage

Document Number	2018002489
Date	Feb 26, 2018
Instrument	2018002489

Lender

Name	GATEWAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Feb 1, 2017
Property Address	813 SE 11TH ST, OKEECHOBEE, FL 34974-5347
Document Number	0007851132
Book / Page	0785 / 1132
Map Reference	MB3 PG20
Instrument Date	Jan 31, 2017
Instrument	2017000996
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	813 SE 11TH ST, 813, OKEECHOBEE, FL 34974-5347

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 SE 11TH ST, OKEECHOBEE, FL 34974-5347

Mortgage

Document Number	7851135
Date	Feb 1, 2017
Instrument	0785/1135

Lender

Name	CASTLE & COOKE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Municipality	Okeechobee City
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,434.00 (-24.13%) Homeowner's exemption	$116,582 (+5.99%)	$164,569 (+0.98%) Land $21,600 Building $142,969
2023	$1,890.00 (+4.88%) Homeowner's exemption	$109,996 (+3%)	$162,965 (+22.73%) Land $15,840 Building $147,125
2022	$1,802.00 Homeowner's exemption	$106,792	$132,784 Land $12,240 Building $120,544

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	8 (1992–2012)
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · lower than 67% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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