813 Sapphire St, Laredo, TX 78045 Property Records

Webb County property record for 813 Sapphire St, Laredo, TX 78045

Property Summary

Property Type	Single Family Home
Details	1,600 sqft · built 2002
Lot Size	0.149 acres (6,510 sqft)
Owner	Individual Name on File
Last Sale	$163,800 (Sep 2017)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`989-00004-110`

Property Details

APN / Parcel Number

Primary APN	`989-00004-110`
Alternative APN	`274850`

Interior

Stories	2 Stories
Building Area	1,600 sqft Living Area
Gross Area	2,083 sqft
1st Floor Area	1,105 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	6,510 sqft (0.149 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	205 sqft

Location & Zoning

Street Address	813 SAPPHIRE ST
City	LAREDO
State	TX
Zip	78045-8090
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	TIARA DE SAN ISIDRO, BLOCK 4, LOT 11, UNIT VII
Legal Subdivision	TIARA DE SAN ISIDRO
Legal Block	4
Legal Lot Number	11
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO NORTH-WEBB
Census Block Group	1
Census Block	1010
Census Tract	1723

Owner

813 Sapphire St is owned and occupied by an individual who bought it in September 2017.

Source: Webb County records, as of September 1, 2026

Owner of Record	Individual Name on File
Mailing Address	813 SAPPHIRE ST, LAREDO, TX 78045-8090
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 20, 2017 · Amount on File
Deed Sale	Sep 20, 2017 · Amount on File
Deed Document Number	20171308641
Deed Book / Page	4303 / 772
Prior Transfer Date	Sep 15, 2017
Prior Transfer Doc	004303/772
Record Updated	Oct 29, 2026

September 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Sep 20, 2017
Property Address	813 SAPPHIRE ST, LAREDO, TX 78045-8090
Document Number	004303/772
Book / Page	4303 / 772
Map Reference	VOL 22 PG 29
Instrument Date	Sep 15, 2017
Instrument	1308641
Transaction Type	Transfer
Record Updated	Mar 1, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 SAPPHIRE ST, LAREDO, TX 78045-8090

Mortgage

Document Number	0001308642
Date	Sep 20, 2017
Instrument	1308642

Lender

Name	ALTERRA GROUP LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 813 Sapphire St was $1,416 with exemptions applied, down 17.3% from the year before.

Source: Webb County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$279,566 (-0.1%) Land $90,033 Building $189,533	$279,566 (-0.1%) Land $90,033 Building $189,533
2025	$1,416.00 (-17.34%) Homeowner's exemption	$279,834 Land $90,033 Building $189,801	$279,834 Land $90,033 Building $189,801
2024	$1,713.00
2023		$257,889 Land $73,433 Building $184,456	$257,889 Land $73,433 Building $184,456
2022	$1,456.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 813 Sapphire St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 Sapphire St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.4% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20