813 S 7th St Ct, Eldridge, IA 52748 Property Records

Scott County property record for 813 S 7th St Ct, Eldridge, IA 52748

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,302 sqft · built 2013
Lot Size	0.272 acres (11,848 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Mar 2014)
Tax Bill	$6,838 (2026)
Deeds & Mortgages	May 2022 Line of Credit Feb 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`931539907`

Property Details

APN / Parcel Number

Primary APN	`931539907`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	2,302 sqft Living Area
1st Floor Area	1,085 sqft
Basement Area	1,085 sqft
Finished Basement	1,020 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Conventional
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	11,848 sqft (0.272 acres)
Lot Dimensions	139 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	936 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	756 sqft
Porch	Slab
Porch Area	132 sqft
Deck Area	260 sqft
Patio Area	451 sqft
Shed	1 Shed
Shed Area	191 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	813 S 7TH ST CT
City	ELDRIDGE
State	IA
Zip	52748-2506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND FARM 9TH ADD AMENDED LOT: 007 TOWNSEND FARM 9TH ADDLOT 7 AMENDED2012-25678
Legal Subdivision	TOWNSEND FARM 9TH ADD AMENDED
Legal Lot Number	7
Jurisdiction	SCOTT IA
Township / Civil Division	SHERIDAN
Census Block Group	2
Census Block	2043
Census Tract	10201

Owner

Source: Scott County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	813 S 7TH ST CT, ELDRIDGE, IA 52748-2506
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 17, 2022	Deed of Trust, Mortgage · Line of Credit QUAD CITY BANK & TRUST CO
Feb 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC
Mar 17, 2021	Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK & TRUST CO
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage IH MISSISSIPPI VALLEY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 5, 2014 · Amount on Record
Deed Sale	Mar 5, 2014 · Amount on Record
Deed Document Number	20144621
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	813 S 7TH ST CT, ELDRIDGE, IA 52748-2506
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200013345
Date	May 17, 2022
Instrument	202200013345

Lender

Name	QUAD CITY BANK & TRUST CO
Type	Bank
Address	BETTENDORF, IA 52722

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	813 S 7TH ST CT, ELDRIDGE, IA 52748-2506
Transaction Type	Mortgage
Record Updated	May 6, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100004997
Date	Feb 9, 2021
Instrument	202100004997

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	813 S 7TH ST CT, ELDRIDGE, IA 52748-2506
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100009358
Date	Mar 17, 2021
Instrument	202100009358

Lender

Name	NORTHWEST BANK & TRUST CO
Type	Bank
Address	DAVENPORT, IA 52806

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Mar 25, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCOTT IA
Property Address	813 S 7TH ST CT, ELDRIDGE, IA 52748-2506
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202000035210
Date	Nov 4, 2020
Instrument	202000035210

Lender

Name	IH MISSISSIPPI VALLEY CU
Type	Credit Union
Address	MOLINE, IL 61265

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Scott County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Scott County
Municipality	Eldridge City
Unified School District	North Scott Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,838.00	$585,700 (-) Land $97,800 Building $487,900	$585,700 (-) Land $97,800 Building $487,900
2025	$6,838.00 (-0.64%) Homeowner's exemption	$585,700 (+7.06%) Land $97,800 Building $487,900	$585,700 (+7.06%) Land $97,800 Building $487,900
2024	$6,882.00 (-0.46%)
2023		$547,100 Land $85,900 Building $461,200	$547,100 Land $85,900 Building $461,200
2022	$6,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (2010–2013)
Claims Outside the SFHA	4 of 4
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 76% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELDRIDGE WATER SUPPLY serves 6,726 people · EPA ID IA8230008
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CentraCom Fiber	8,000 / 8,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50

May also be available: Verizon.

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