813 River Trail Rd, Lowell, NC 28098 Property Records

Gaston County property record for 813 River Trail Rd, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,204 sqft · built 2002
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on Record
Last Sale$282,000 (Mar 2024)
Tax Bill$2,676 (2026)
Deeds & MortgagesMar 2024 Sale & Mortgage
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN05002C18200

Property Details

APN / Parcel Number

Primary APN05002C18200
Alternative APNs
  • 1562923
  • 199434

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures3 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,204 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,534 sqft (0.15 acres)
PorchPorch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address813 RIVER TRAIL RD
CityLOWELL
StateNC
Zip28098-1280
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionRIVERVIEW L 183 05 002C 182 00 000
Legal SubdivisionRIVER VIEW
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1031
Census Tract31304

Owner

Source: Gaston County records, as of August 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address813 RIVER TRAIL RD, LOWELL, NC 28098-1280
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 8, 2024Warranty Deed, Transfer · FHA Mortgage
MOVEMENT MORTGAGE
Oct 19, 2023Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 8, 2024 · Amount on Record
Deed SaleMar 8, 2024 · Amount on Record
Prior SaleOct 19, 2023 · Amount on Record
Deed Book / Page5464 / 2258
Record UpdatedOct 29, 2026

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateMar 8, 2024
Property Address813 RIVER TRAIL RD, LOWELL, NC 28098-1280
Document Number0054642258
Book / Page5464 / 2258
Map ReferenceMB 64 PG 60
Instrument DateMar 7, 2024
Transaction TypeTransfer
Record UpdatedApr 10, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$564.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address410 N SCOTTSDALE RD # RD1600, RD1600, TEMPE, AZ 85288-7094

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address813 RIVER TRAIL RD, LOWELL, NC 28098-1280

Mortgage

Document Number0054642260
DateMar 8, 2024
Instrument5464/2260
Lender
NameMOVEMENT MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2054

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGASTON NC
Recording DateOct 19, 2023
Property Address813 RIVER TRAIL RD, LOWELL, NC 28098-1280
Document Number0054402277
Book / Page5440 / 2277
Map ReferenceMB 64 PG 60
Instrument DateOct 18, 2023
Transaction TypeTransfer
Record UpdatedJul 1, 2026

Transaction

AmountAmount Recorded
Tax$552.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2671 IDARED DR, DALLAS, NC 28034-9629

Transferred To (Grantee/Buyer)

NameVerified Name
Address410 N SCOTTSDALE RD STE 1600, 1600, TEMPE, AZ 85288-0976
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,676.00 (-10.38%)$250,390 (-0.64%) Land $28,000 Building $222,390
2023$2,986.00$252,010 Land $28,000 Building $224,010
2021$139,880 Land $21,000 Building $118,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 300 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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