813 Preston Ave, Elgin, IL 60120 Property Records

Kane County property record for 813 Preston Ave, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,179 sqft · built 1908
Lot Size	0.212 acres (9,242 sqft)
Owner	Individual Name on File
Last Sale	$179,000 (Oct 2017)
Tax Bill	$5,996 (2025)
Deeds & Mortgages	May 2022 Mortgage Jun 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-12-283-010`

Property Details

APN / Parcel Number

Primary APN	`06-12-283-010`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,179 sqft Living Area
Gross Area	1,817 sqft
Basement Area	638 sqft

Exterior

Year Built	Built 1908
Effective Year Built	Effective 1908
Construction Type	Frame
Lot Area	9,242 sqft (0.212 acres)
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	813 PRESTON AVE
City	ELGIN
State	IL
Zip	60120-3928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LUDLOWS ADDN SOUTH 44 FT LOTS 9 & 10 & NORTH 32 FT LOTS 11 & 12 BLOCK 19
Legal Subdivision	LUDLOWS ADDN
Legal Block	19
Legal Lot Number	9-12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3022
Census Tract	850800

Owner

813 Preston Ave is owned and occupied by an individual who bought it in October 2017.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	813 PRESTON AVE, ELGIN, IL 60120-3928
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Jun 15, 2019	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Sep 16, 2014 · Amount on File
Deed Document Number	201756958
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	813 PRESTON AVE, ELGIN, IL 60120-3928
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 PRESTON AVE, ELGIN, IL 60120-3928

Mortgage

Document Number	0000027319
Date	May 23, 2022
Instrument	2022K027319

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	813 PRESTON AVE, ELGIN, IL 60120-3928
Document Number	0000026772
Instrument Date	Jun 15, 2019
Transaction Type	Mortgage
Record Updated	Jul 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 PRESTON AVE ELGIN IL 601203928, ELGIN, IL 60120-3928

Mortgage

Document Number	0000026772
Date	Jun 25, 2019
Instrument	26772

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 24, 2049

Interest

Rate	4%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 31, 2017
Property Address	813 PRESTON AVE, ELGIN, IL 60120-3928
Document Number	0000056958
Instrument Date	Oct 16, 2017
Instrument	2017K056958
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	PRECISION TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$179.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 PRESTON AVE, ELGIN, IL 60120-3928

Mortgage

Document Number	0000056959
Date	Oct 31, 2017
Instrument	2017K056959

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Fixed Rate
Rate	4.87%

Tax Assessment & Valuation

The 2025 property tax bill for 813 Preston Ave was $5,996 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,996.00 Homeowner's exemption	$86,594 (+8.57%) Land $18,505 Building $68,089	$259,886 (+8.57%) Land $55,537 Building $204,349
2024		$79,758 Land $17,044 Building $62,714	$239,370 Land $51,152 Building $188,217
2022	$5,176.00 (+4.69%) Homeowner's exemption	$65,701 (+6.96%) Land $14,040 Building $51,661	$197,103 (+6.96%) Land $42,120 Building $154,983
2021	$4,944.00 Homeowner's exemption	$61,425 Land $13,126 Building $48,299	$184,275 Land $39,378 Building $144,897

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 813 Preston Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2007–2008)
Most Recent Claim	Sep 2008 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Sep 2008 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 813 Preston Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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