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813 Pine Ridge Rd, Beech Mountain (Banner Elk), NC 28604 Property Records

Watauga County property record for 813 Pine Ridge Rd, Beech Mountain, NC 28604 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,152 sqft · built 1969
Lot Size0.38 acres (16,553 sqft)
OwnerIndividual Name on File
Last Sale$325,000 (Dec 2022)
Tax Bill$1,170 (2025)
Deeds & MortgagesDec 2022 Sale
Oct 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1941-53-4290-000

Property Details

APN / Parcel Number

Primary APN1941-53-4290-000
Alternative APNs
  • 1816428
  • 1856845

Interior

Bedrooms3 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,152 sqft Living Area
1st Floor Area768 sqft
Basement Area192 sqft
Finished Basement192 sqft
Unfinished Basement192 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Roof MaterialAsphalt
Lot Area16,553 sqft (0.38 acres)
Patio Area592 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric
Water SourceCommercial

Location & Zoning

Account Number1856845
Street Address813 PINE RIDGE RD
CityBEECH MOUNTAIN
StateNC
Zip28604-8155
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWESTRIDGE AA 056
Legal SubdivisionWESTRIDGE
JurisdictionWATAUGA NC
Township / Civil DivisionLAUREL CREEK
Census Block Group1
Census Block1009
Census Tract921000

Owner

Source: Watauga County records · APN 1941-53-4290-000

Assessment roll updated December 2, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address174 RIVER WINDING RD, JACKSONVILLE, NC 28540-9393
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2022Warranty Deed, Transfer
Oct 01, 2020Warranty Deed, Transfer · Conventional Mortgage
LENDUS LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 22, 2022 · Amount on Record
Deed SaleDec 22, 2022 · Amount on Record
Prior SaleOct 01, 2020 · Amount on Record
Deed Document Number2022727350
Deed Book / Page2313 / 565
Record UpdatedSep 20, 2026

December 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateDec 22, 2022
Property Address813 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8155
Document Number0023130565
Book / Page2313 / 565
Map ReferenceMB 4 PG 91
Instrument DateDec 19, 2022
Instrument727350
Transaction TypeTransfer
Record UpdatedJan 27, 2023

Transaction

AmountAmount Recorded
Tax$650.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address174 RIVER WINDING RD, JACKSONVILLE, NC 28540-9393

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWATAUGA NC
Recording DateOct 01, 2020
Property Address813 PINE RIDGE RD, BEECH MOUNTAIN, NC 28604-8155
Document Number0021280686
Book / Page2128 / 686
Map ReferenceMB 4 PG 91
Instrument DateSep 25, 2020
Instrument696103
Transaction TypeTransfer
Record UpdatedAug 24, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$420.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address541 OAKDALE RD, 541, JAMESTOWN, NC 27282-9259

Transferred To (Grantee/Buyer)

NameVerified Name
Address1621 SAN KEY ESTATES COURT, CLEARWATER, FL 33767-2959

Mortgage

Document Number0000696104
DateOct 01, 2020
Instrument696104
Lender
NameLENDUS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Watauga County records · Assessment roll updated December 2, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateNorth Carolina
MunicipalityBeech Mountain Town
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,170.00$291,200 (-4.27%) Land $19,900 Building $271,300
2024$304,200 Land $19,900 Building $284,300
2023$304,200 Land $19,900 Building $284,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Watauga County (37189C), updated May 17, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371899210001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies16 in force
3 of 16 on primary residences
Nearby Flood Claims5 (2011–2020)
Claims Outside the SFHA5 of 5
Most Recent ClaimFeb 2020

Wildfire

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire LikelihoodAbout 1 in 1,667 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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