813 N Sheldon St, Charlotte, MI 48813 Property Records

Eaton County property record for 813 N Sheldon St, Charlotte, MI 48813

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,193 sqft · built 1946
Lot Size	0.64 acres (27,878 sqft)
Owner	Individual Name on File
Last Sale	$82,500 (May 2019)
Tax Bill	$3,706 (2025)
Deeds & Mortgages	May 2019 Mortgage May 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20006665903000`

Property Details

APN / Parcel Number

Primary APN	`20006665903000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,193 sqft Living Area
1st Floor Area	2,193 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	27,878 sqft (0.64 acres)
Lot Dimensions	216 ft deep x 123 ft wide
Garage Area	420 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	813 N SHELDON ST
City	CHARLOTTE
State	MI
Zip	48813-1201
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	N/A
Legal Description	COM. 22 8/9 RODS E & 174 FEET N OF SW CORNER OF LOT 59, N 123 FEET TO N LINE OF LOT 59, E TO W LINE OF SHELDON ST., S 123 FEET,W TO BEG. MCCLURE'S ADDITION CHARLOTTE
Legal Subdivision	FEETW TO BEG MCCLURES ADD
Legal Lot Number	59
Jurisdiction	EATON MI
Township / Civil Division	CHARLOTTE
Census Block Group	1
Census Block	1001
Census Tract	20901

Owner

813 N Sheldon St is owned and occupied by an individual who bought it in May 2019.

Source: Eaton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	813 N SHELDON ST, CHARLOTTE, MI 48813-1201
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 16, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
May 16, 2019	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Mar 2, 2018	Warranty Deed, Transfer FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2019 · Amount on File
Deed Sale	May 16, 2019 · Amount on File
Prior Sale	Mar 2, 2018 · Amount on File
Deed Book / Page	2784 / 845
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EATON MI
Property Address	813 N SHELDON ST, CHARLOTTE, MI 48813-1201
Transaction Type	Mortgage
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02784/0859
Date	May 16, 2019
Book Page	2784/0859

Lender

Name	MICHIGAN STATE HOUSING DEVELOPMENT AUTHO
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	May 16, 2019
Property Address	813 N SHELDON ST, CHARLOTTE, MI 48813-1201
Document Number	02784/0845
Book / Page	2784 / 0845
Instrument Date	May 8, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ATA NATIONAL TITLE GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$90.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	786 CLAREWOOD CT, 786, HOLLAND, MI 49423-7611

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 N SHELDON ST, CHARLOTTE, MI 48813-1201

Mortgage

Document Number	0002784846
Date	May 16, 2019
Instrument	2784/846

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EATON MI
Recording Date	Mar 2, 2018
Property Address	813 N SHELDON ST, CHARLOTTE, MI 48813-1201
Document Number	2723/0166
Book / Page	2723 / 0166
Instrument Date	Feb 22, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	FOUNDATION TITLE AGENCY, FOUNDATION TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Tax	$559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	216 MISTY WAY, 216, GRAYLING, MI 49738-8642

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 N SHELDON ST, CHARLOTTE, MI 48813-1201

Tax Assessment & Valuation

The 2025 property tax bill for 813 N Sheldon St was $3,706 with a homeowner's exemption.

Source: Eaton County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Eaton County
Municipality	Charlotte City
Unified School District	Charlotte Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$98,200	$185,006 Land $48,364 Building $136,642
2025	$3,706.00
2023		$74,700	$149,400
2022	$2,953.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 813 N Sheldon St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 26, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 813 N Sheldon St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHARLOTTE serves 9,074 people · EPA ID MI0001340
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024) action level 15 ppb
Copper	1.4 mg/L (2020) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Mercury Fiber.

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