813 N Front St, Reading, PA 19601 Property Records

Berks County property record for 813 N Front St, Reading, PA 19601

Property Summary

Property Type	Single Family Home
Details	5 bd · 1 ba · 1,992 sqft · built 1900
Lot Size	0.05 acres (2,178 sqft)
Owner	Individual Name on Record
Last Sale	$188,000 (Sep 2026)
Tax Bill	$1,465 (2026)
Deeds & Mortgages	Sep 2026 Sale & Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5307-57-54-7862`

Property Details

APN / Parcel Number

Primary APN	`5307-57-54-7862`
Alternative APNs	`15-5307-57-54-7862` `15045100` `045100`

Interior

Bedrooms	5 Beds
Full Baths	1 Bath
Total Rooms	9 Rooms
Stories	3 Stories
Building Area	1,992 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	2,178 sqft (0.05 acres)
View / Lot	Neighborhood
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	15045100
Street Address	813 N FRONT ST
City	READING
State	PA
Zip	19601-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	54
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	1
Census Block	1001
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Queen Anne Historic District listed 2004 · 2,405 contributing resources · NRIS 04001227

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Berks County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	813 N FRONT ST, READING, PA 19601-2015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed, Transfer · Conventional Mortgage CUSTOMERS BANK
Jan 16, 2024	Deed of Trust, Mortgage · FHA Mortgage M & T BANK
Feb 27, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 8, 2021	Deed, Transfer · FHA Mortgage MORTGAGE AMERICA INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2026 · Amount on Record
Deed Sale	Sep 23, 2026 · Amount on Record
Prior Sale	Dec 8, 2021 · Amount on Record
Deed Document Number	202631910
Prior Transfer Date	Nov 5, 2021
Prior Transfer Doc	0000060925
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Sep 23, 2026
Property Address	813 N FRONT ST, READING, PA 19601-2015
Document Number	0000031910
Instrument Date	Sep 11, 2026
Instrument	202631910
Transaction Type	Transfer
Record Updated	Oct 8, 2026
Title Company	FREELAND ABSTRACT, FREELAND ABSTRACT LTD

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$189,880.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 N FRONT ST, READING, PA 19601-2015

Mortgage

Document Number	0000031911,
Date	Sep 23, 2026
Instrument	202631911

Lender

Name	CUSTOMERS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Mortgage

Document Number	0000031912,
Date	Sep 23, 2026
Instrument	202631912

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	813 N FRONT ST, READING, PA 19601-2015
Transaction Type	Mortgage
Record Updated	Jan 29, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 N FRONT ST, READING, PA 19601-2015

Mortgage

Document Number	0000001385
Date	Jan 16, 2024
Instrument	2024001385

Lender

Name	M & T BANK
Type	Bank
Address	GETZVILLE, NY 14068

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Dec 1, 2051

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	813 N FRONT ST, READING, PA 19601-2015
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 N FRONT ST, READING, PA 19601-2015

Mortgage

Document Number	0000005415
Date	Feb 27, 2023
Instrument	2023005415

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Dec 1, 2051

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERKS PA
Recording Date	Dec 8, 2021
Property Address	813 N FRONT ST, READING, PA 19601-2015
Document Number	0000060925
Instrument Date	Nov 5, 2021
Instrument	2021060925
Transaction Type	Transfer
Record Updated	Dec 15, 2021
Title Company	HOMESALE SETTLEMENT SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,449.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	813 N FRONT ST, READING, PA 19601-2015

Mortgage

Document Number	0000060926
Date	Dec 8, 2021
Instrument	2021060926

Lender

Name	MORTGAGE AMERICA INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,465.00 (+6.62%)	$51,900 (-) Land $10,200 Building $41,700	$10,200 (-80.35%) Land $10,200
2024	$1,374.00	$51,900 Land $10,200 Building $41,700
1994			$51,900 Land $10,200 Building $41,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,993 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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