Stanly County property record for 813 N Central Ave, Locust, NC 28097
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,032 sqft · built 1957 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $680 (Mar 2022) |
| Tax Bill | $3,050 (2025) |
| Deeds & Mortgages | Mar 2022 Sale & Mortgage Sep 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 557603412587 |
| Primary APN | 557603412587 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,032 sqft Finished Area |
| Flooring | Carpet |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,867 sqft (1.03 acres) |
| Lot Dimensions | 250 ft deep x 174 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Porch | Porch |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | 1538167 |
|---|---|
| Street Address | 813 N CENTRAL AVE |
| City | LOCUST |
| State | NC |
| Zip | 28097-7136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Description | HSE 813 N CENTRAL AVE 557603043 |
| Legal Subdivision | LOIS CANTRELL |
| Jurisdiction | STANLY NC |
| Township / Civil Division | FURR |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 930801 |
Source: Stanly County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 813 N CENTRAL AVE, LOCUST, NC 28097-7136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Warranty Deed, Transfer · Conventional Mortgage SHELTER HOME MORTGAGE LLC |
| Sep 12, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2022 · Amount on Record |
| Deed Sale | Mar 31, 2022 · Amount on Record |
| Deed Document Number | 2022445287 |
| Deed Book / Page | 1781 / 34 |
| Prior Transfer Date | Sep 12, 2021 |
| Prior Transfer Doc | 0000451107 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Mar 31, 2022 |
| Property Address | 813 N CENTRAL AVE, LOCUST, NC 28097-7136 |
| Document Number | 0000445287 |
| Book / Page | 1781 / 34 |
| Instrument Date | Mar 31, 2022 |
| Instrument | 445287 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | INVESTOR TITLE INSURANCE COMPANY, INVESTORS TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $680.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9909 MISSION CHURCH RD, LOCUST, NC 28097-7231 |
| Name | Verified Name |
|---|---|
| Address | 813 N CENTRAL AVE, LOCUST, NC 28097-7136 |
| Document Number | 0000445288 |
|---|---|
| Date | Mar 31, 2022 |
| Instrument | 445288 |
| Name | SHELTER HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | STANLY NC |
| Recording Date | Sep 12, 2022 |
| Property Address | 813 N CENTRAL AVE, LOCUST, NC 28097-7136 |
| Document Number | 0000451107 |
| Book / Page | 1799 / 43 |
| Instrument Date | Sep 12, 2021 |
| Instrument | 451107 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 813 N CENTRAL AVE, LOCUST, NC 28097-7136 |
Source: Stanly County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Stanly County |
| Municipality | Locust City |
| Unified School District | Stanly County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,050.00 (+40.88%) | $331,548 (+66.87%) Land $49,094 Building $282,454 | $331,548 (+66.87%) Land $49,094 Building $282,454 |
| 2023 | $2,165.00 | $198,686 Land $29,010 Building $169,676 | $198,686 Land $29,010 Building $169,676 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 30, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008 |
|---|---|
| Water Source | Purchased surface water from STANLY CO-WEST STANLY DIST |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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