Franklin County property record for 813 Locust St, Washington, MO 63090
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1,381 sqft · built 2021 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $217,000 (Jan 2023) |
| Tax Bill | $2,021 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Line of Credit Jul 2021 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 10-5-22.0-4-059-194.600 |
| Primary APN | 10-5-22.0-4-059-194.600 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Plumbing Fixtures | 4 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,381 sqft Living Area |
| Year Built | Built 2021 |
|---|---|
| Construction Type | Frame |
| Lot Area | 4,356 sqft (0.1 acres) |
| Street Address | 813 LOCUST ST |
|---|---|
| City | WASHINGTON |
| State | MO |
| Zip | 63090-4508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 1 LOCUST VALLEYPT SE |
| Legal Subdivision | LOCUST VALLEY |
| Legal Lot Number | 1 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 800201 |
813 Locust St is owned and occupied by an individual who bought it in January 2023.
Source: Franklin County records, as of November 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 813 LOCUST ST, WASHINGTON, MO 63090-4508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2023 | Warranty Deed, Transfer · Line of Credit BANK OF WASHINGTON |
| Jul 13, 2021 | Warranty Deed, Transfer · FHA Mortgage LOAN DEPOT INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 13, 2023 · Amount on File |
| Deed Sale | Jan 13, 2023 · Amount on File |
| Prior Sale | Jul 13, 2021 |
| Deed Document Number | 2300466 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jan 13, 2023 |
| Property Address | 813 LOCUST ST, WASHINGTON, MO 63090-4508 |
| Document Number | 0002300466 |
| Map Reference | DOC 2015392 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 2300466 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 813 LOCUST ST, WASHINGTON, MO 63090-4508 |
| Name | Verified Name |
|---|---|
| Address | 813 LOCUST ST, WASHINGTON, MO 63090-4508 |
| Document Number | 0002300467 |
|---|---|
| Date | Jan 13, 2023 |
| Instrument | 2300467 |
| Name | BANK OF WASHINGTON |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Jul 13, 2021 |
| Property Address | 813 LOCUST ST, WASHINGTON, MO 63090-4508 |
| Document Number | 0002112978 |
| Map Reference | DOC 2015392 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 2112978 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TITLE PARTNERS AGENCY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 16091 SWINGLEY RIDGE RD # RD300, RD300, CHESTERFIELD, MO 63017-2005 |
| Name | Verified Name |
|---|---|
| Address | 813 LOCUST ST, WASHINGTON, MO 63090-4508 |
| Document Number | 0002112980 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 2112980 |
| Name | LOAN DEPOT INC |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 813 Locust St was $2,021.
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Washington City |
| Unified School District | Washington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,021.00 | $36,235 | $190,710 Land $30,000 Building $160,710 |
| 2023 | $2,284.00 (+12.13%) | $40,236 (+12.21%) | $211,770 Land $30,000 Building $181,770 |
| 2022 | $2,037.00 | $35,859 | |
| 2021 | $188,730 Land $30,000 Building $158,730 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 813 Locust St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (1982) |
| Most Recent Claim | Jul 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 813 Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON PWS serves 14,068 people · EPA ID MO6010838 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Sanitary survey deficiency not corrected Jul 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
May also be available: AT&T.
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