Chesapeake City property record for 813 Laurel Ave, Chesapeake, VA 23325
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,274 sqft · built 1963 |
| Lot Size | 0.276 acres (12,023 sqft) |
| Owner | Individual Name on File |
| Last Sale | $199,900 (Nov 2014) |
| Tax Bill | $3,202 (2025) |
| Deeds & Mortgages | Nov 2022 Second Mortgage Mar 2023 Second Mortgage + 5 more |
| APN | 0133002001000 |
| Primary APN | 0133002001000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,274 sqft Living Area |
| 1st Floor Area | 1,274 sqft |
| Flooring | Combination, Other |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 12,023 sqft (0.276 acres) |
| Lot Width | 100 ft Width |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 450 sqft |
| Porch | Open Porch |
| Porch Area | 232 sqft |
| Deck Area | 336 sqft |
| Patio Area | 144 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 813 LAUREL AVE |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23325-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10S: RESI |
| Legal Description | 100 SEMINOLE PK SEC 3 |
| Legal Subdivision | SEMINOLE PARK, LENWIL GARDENS, INDIAN RI |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 20001 |
813 Laurel Ave is owned and occupied by an individual who bought it in November 2014.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 813 LAUREL AVE, CHESAPEAKE, VA 23325-2420 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Mar 21, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Aug 18, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Jan 25, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Oct 22, 2025 | Deed of Trust, Mortgage · FHA Mortgage PNC BANK NA |
| Nov 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage JHUD |
| May 2, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SECRETARY OF HOUSING AND URBAN DEVELOPME |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 26, 2014 · Amount on File |
| Deed Sale | Nov 26, 2014 · Amount on File |
| Prior Sale | May 31, 2002 · Amount on File |
| Deed Book / Page | 9452 / 1323 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 813 LAUREL AVE, CHESAPEAKE, VA 23325-2420 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010614/677 |
|---|---|
| Date | Nov 1, 2022 |
| Book Page | 10614/677 |
| Instrument | 220033029 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 265 Months |
| Due | Dec 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 813 LAUREL AVE, CHESAPEAKE, VA 23325-2420 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0010647/85 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 10647/85 |
| Instrument | 230005569 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 261 Months |
| Due | Dec 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 813 LAUREL AVE, CHESAPEAKE, VA 23325-2420 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10687/1900 |
|---|---|
| Date | Aug 18, 2023 |
| Book Page | 10687/1900 |
| Instrument | 230017561 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 256 Months |
| Due | Dec 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 813 LAUREL AVE, CHESAPEAKE, VA 23325-2420 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 10721/1088 |
|---|---|
| Date | Jan 25, 2024 |
| Book Page | 10721/1088 |
| Instrument | 240001428 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 251 Months |
| Due | Dec 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 813 LAUREL AVE, CHESAPEAKE, VA 23325-2420 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|---|
| Address | 813 LAUREL AVE, CHESAPEAKE, VA 23325-2420 |
| Document Number | 10907/1961 |
|---|---|
| Date | Oct 22, 2025 |
| Book Page | 10907/1961 |
| Instrument | 250024633 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | MIAMISBURG, OH 45342 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 230 Months |
| Due | Dec 1, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 813 LAUREL AVE, CHESAPEAKE, VA 23325-2420 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010802/481 |
|---|---|
| Date | Nov 8, 2024 |
| Book Page | 10802/481 |
| Instrument | 240023495 |
| Name | JHUD |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Dec 1, 2044 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 813 LAUREL AVE, CHESAPEAKE, VA 23325-2420 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2026 |
| Name | Verified Name |
|---|
| Document Number | 010849/181 |
|---|---|
| Date | May 2, 2025 |
| Book Page | 10849/181 |
| Instrument | 250009085 |
| Name | SECRETARY OF HOUSING AND URBAN DEVELOPME |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 235 Months |
| Due | Dec 1, 2044 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 813 Laurel Ave was $3,202.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $328,900 (+3.75%) Land $135,000 Building $193,900 | $328,900 (+3.75%) Land $135,000 Building $193,900 | |
| 2025 | $3,202.00 | $317,000 Land $125,000 Building $192,000 | $317,000 Land $125,000 Building $192,000 |
| 2023 | $274,100 (+15.85%) Land $105,000 Building $169,100 | $274,100 (+15.85%) Land $105,000 Building $169,100 | |
| 2022 | $236,600 Land $95,000 Building $141,600 | $236,600 Land $95,000 Building $141,600 | |
| 2019 | $2,149.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 813 Laurel Ave; there have been 22 flood claims nearby since 1988.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 67 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 67 in force |
| Nearby Flood Claims | 22 (1988–2019) |
| Claims Outside the SFHA | 10 of 22 |
| Most Recent Claim | Aug 2019 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 813 Laurel Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures