813 Hemlock St, Midland, MI 48642 Property Records

Midland County property record for 813 Hemlock St, Midland, MI 48642

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 980 sqft · built 1955
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Tax Bill$1,613 (2025)
Deeds & MortgagesJul 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN14-24-70-186

Property Details

APN / Parcel Number

Primary APN14-24-70-186

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area980 sqft Living Area
1st Floor Area980 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Architectural StyleRanch
Lot Area10,019 sqft (0.23 acres)
Lot Dimensions128 ft deep x 80 ft wide
Garage Area528 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address813 HEMLOCK ST
CityMIDLAND
StateMI
Zip48642-6342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRA-4
Legal DescriptionLOT 16 & N 20 FT OF LOT 15 BLK E CARTER SUB
Legal SubdivisionBLK E CARTER SUB
Legal BlockE
Legal Lot Number15-16
JurisdictionMIDLAND MI
Township / Civil DivisionMIDLAND
Census Block Group1
Census Block1007
Census Tract290600

Owner

813 Hemlock St is owned and occupied by an individual.

Source: Midland County records, as of August 4, 2026

Owner of RecordIndividual Name on File
Mailing Address813 HEMLOCK ST, MIDLAND, MI 48642-6342
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMIDLAND MI
Property Address813 HEMLOCK ST, MIDLAND, MI 48642-6342
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 HEMLOCK ST, MIDLAND, MI 48642-6342

Mortgage

Document Number01658/1136
DateJul 25, 2022
Book Page1658/1136
Lender
NameDOW CHEMICAL EMPLOYEES CU
TypeCredit Union
AddressMIDLAND, MI 48641
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueAug 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 813 Hemlock St was $1,613 with a homeowner's exemption.

Source: Midland County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMidland County
MunicipalityMidland City
Unified School DistrictMidland Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$69,400$138,800
2025$1,613.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 813 Hemlock St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 3, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 Hemlock St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 89% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MIDLAND
serves 42,547 people · EPA ID MI0004370
Water SourcePurchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State InspectionMar 2023
Lead3 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T.

Nearby Properties on Hemlock St

Nearby Streets

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