813 Georgetown Dr, Oswego, IL 60543 Property Records

Kendall County property record for 813 Georgetown Dr, Oswego, IL 60543

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,565 sqft · built 2005
Lot Size	0.234 acres (10,187 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Nov 2005)
Tax Bill	$11,193 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03-10-479-019`

Property Details

APN / Parcel Number

Primary APN	`03-10-479-019`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,565 sqft Living Area
Gross Area	4,119 sqft
1st Floor Area	3,565 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	10,187 sqft (0.234 acres)
Lot Dimensions	134 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	813 GEORGETOWN DR
City	OSWEGO
State	IL
Zip	60543-6033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 327 CHURCHILL CLUB PARCEL 6B VILLAGE OF OSWEGO
Legal Subdivision	CHURCHILL CLUB
Legal Lot Number	327
Jurisdiction	KENDALL IL
Township / Civil Division	OSWEGO
Census Block Group	2
Census Block	2013
Census Tract	890103

Owner

813 Georgetown Dr is owned and occupied by two individuals who bought it in November 2005.

Source: Kendall County records, as of August 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	813 GEORGETOWN DR, OSWEGO, IL 60543-6033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage · Closed-End Mortgage BMO BANK NA
Jan 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Mar 17, 2018	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2005 · Amount on File
Deed Sale	Nov 28, 2005 · Amount on File
Deed Document Number	200536781
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	813 GEORGETOWN DR, OSWEGO, IL 60543-6033
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 GEORGETOWN DR, OSWEGO, IL 60543-6033

Mortgage

Document Number	0000016336
Date	Dec 11, 2025
Instrument	202500016336

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	60 Months
Due	Dec 9, 2030

Interest

Rate	8.57%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	813 GEORGETOWN DR, OSWEGO, IL 60543-6033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001926
Date	Jan 22, 2021
Instrument	202100001926

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Nov 1, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENDALL IL
Property Address	813 GEORGETOWN DR, OSWEGO, IL 60543-6033
Document Number	0000004130
Instrument Date	Mar 17, 2018
Transaction Type	Mortgage
Record Updated	Apr 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	813 GEORGETOWN DR OSWEGO IL 605436033, OSWEGO, IL 60543-6033

Mortgage

Document Number	0000004130
Date	Mar 29, 2018
Instrument	4130

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 28, 2048

Interest

Rate	4.37%

Tax Assessment & Valuation

Source: Kendall County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kendall County
County Subdivision	Oswego Township
Municipality	Oswego Village
Unified School District	Oswego Community Unit School District 308 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$152,350 Land $27,977 Building $124,373	$457,050 Land $83,931 Building $373,119
2024	$11,193.00
2022		$118,853 Land $21,826 Building $97,027	$356,559 Land $65,478 Building $291,081

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 813 Georgetown Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 813 Georgetown Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSWEGO serves 38,169 people · EPA ID IL0930150
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Watch TV Fixed Wireless	400 / 40

May also be available: Verizon.

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