Cook County property record for 813 Gardner Rd, Flossmoor, IL 60422
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,748 sqft · built 1963 |
| Lot Size | 0.311 acres (13,552 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Aug 2019) |
| Deeds & Mortgages | Nov 2023 Mortgage Mar 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-06-306-001 |
| Primary APN | 32-06-306-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,748 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Architectural Style | Multi-Level |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 13,552 sqft (0.311 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 813 GARDNER RD |
|---|---|
| City | FLOSSMOOR |
| State | IL |
| Zip | 60422-1357 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (FLOSSMOOR)(PARK) SUB OF EX S 90FT WH OF SW & EX RR & EX N 330FT OF E 330FT SE OF SW SEC 06-35-14 |
| Legal Range | 14E |
| Legal Township | 35N |
| Legal Section | 06 |
| Legal Subdivision | FLOSSMOOR PARK |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | BLOOM |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 828801 |
Source: Cook County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 813 GARDNER RD, FLOSSMOOR, IL 60422-1357 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2023 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Mar 8, 2021 | Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| Apr 29, 2020 | Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC |
| Aug 21, 2019 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 21, 2019 · Amount on Record |
| Deed Sale | Aug 21, 2019 · Amount on Record |
| Prior Sale | May 15, 2014 · Amount on Record |
| Deed Document Number | 201915006 |
| Prior Transfer Date | Jun 6, 2013 |
| Prior Transfer Doc | 0000057206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 813 GARDNER RD, FLOSSMOOR, IL 60422-1357 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 813 GARDNER RD, FLOSSMOOR, IL 60422-1357 |
| Document Number | 0030757004 |
|---|---|
| Date | Nov 3, 2023 |
| Instrument | 2330757004 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35203 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Oct 23, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 813 GARDNER RD, FLOSSMOOR, IL 60422-1357 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0006739250 |
|---|---|
| Date | Mar 8, 2021 |
| Instrument | 2106739250 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 813 GARDNER RD, FLOSSMOOR, IL 60422-1357 |
| Document Number | 2021007146 |
| Instrument Date | Apr 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2020 |
| Title Company | ELEVATED TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 813 GARDNER RD FLOSSMOOR IL 604221357, FLOSSMOOR, IL 60422-1357 |
| Document Number | 2021007146 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 21007146 |
| Name | LOW VA RATES LLC |
|---|---|
| Address | LINDON, UT 84042 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Aug 21, 2019 |
| Property Address | 813 GARDNER RD, FLOSSMOOR, IL 60422-1357 |
| Document Number | 1923315006 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 23315006 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10405 S EHODES CHICAGO IL 60628, CHICAGO, IL 60628 |
| Document Number | 1923315007 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 23315007 |
| Name | UNITED WHOLESALE MTG |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2049 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | Bloom Township |
| Municipality | Flossmoor Village |
| Elementary School District | Flossmoor School District 161 (PK - 08) |
| Secondary School District | Homewood-Flossmoor Community High School District 233 (09 - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $36,000 (+21.99%) Land $6,776 Building $29,224 | $360,000 (+21.99%) Land $67,760 Building $292,240 |
| 2022 | $29,511 Land $5,759 Building $23,752 | $295,110 Land $57,590 Building $237,520 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1981–1982) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FLOSSMOOR serves 9,371 people · EPA ID IL0310870 |
|---|---|
| Water Source | Purchased surface water from HOMEWOOD |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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