Mesa County property record for 813 Elberta Ave, Palisade, CO 81526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,426 sqft · built 1996 |
| Lot Size | 0.183 acres (7,981 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $240,000 (Apr 2017) |
| Tax Bill | $2,319 (2025) |
| Deeds & Mortgages | May 2021 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 2941-032-10-011 |
| Primary APN | 2941-032-10-011 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,426 sqft Living Area |
| Gross Area | 2,100 sqft |
| 1st Floor Area | 1,426 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,981 sqft (0.183 acres) |
| Garage Type | Attached |
| Garage Area | 674 sqft |
| Porch | Slab |
| Porch Area | 343 sqft |
| Patio Area | 234 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R025310 |
|---|---|
| Street Address | 813 ELBERTA AVE |
| City | PALISADE |
| State | CO |
| Zip | 81526-8811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 11 DUNCAN SUBDIVISION SEC 3 1S 2E |
| Legal Range | 002 |
| Legal Township | 01S |
| Legal Section | 03 |
| Legal Subdivision | DUNCAN SUBDIVISION |
| Legal Block | 10 |
| Legal Lot Number | 11 |
| Jurisdiction | MESA CO |
| Township / Civil Division | CLIFTON |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 1702 |
813 Elberta Ave is owned and occupied by two individuals who bought it in April 2017.
Source: Mesa County records, as of May 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 813 ELBERTA AVE, PALISADE, CO 81526-8811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 28, 2021 | Deed of Trust, Mortgage · Line of Credit ALPINE BANK |
| Feb 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY LLC |
| Jun 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY |
| Apr 25, 2017 | Warranty Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on File |
| Deed Sale | Apr 25, 2017 · Amount on File |
| Prior Sale | Apr 28, 2016 · Amount on File |
| Deed Document Number | 20172797625 |
| Prior Transfer Date | Aug 30, 2007 |
| Prior Transfer Doc | 0002400165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 813 ELBERTA AVE, PALISADE, CO 81526-8811 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0002983207 |
|---|---|
| Date | May 28, 2021 |
| Instrument | 2983207 |
| Name | ALPINE BANK |
|---|---|
| Type | Bank |
| Address | RIFLE, CO 81650 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 813 ELBERTA AVE, PALISADE, CO 81526-8811 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2021 |
| Title Company | ABSTRACT AND TITLE COMPANY, ABSTRACT & TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0002968198 |
|---|---|
| Date | Feb 26, 2021 |
| Instrument | 2968198 |
| Name | BAY EQUITY LLC |
|---|---|
| Type | Mortgage Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Mar 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MESA CO |
| Property Address | 813 ELBERTA AVE, PALISADE, CO 81526-8811 |
| Document Number | 0002928018 |
| Instrument Date | Jun 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 9, 2020 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO. |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 813 ELBERTA AVE PALISADE CO 815268811, PALISADE, CO 81526-8811 |
| Document Number | 0002928018 |
|---|---|
| Date | Jun 11, 2020 |
| Instrument | 2928018 |
| Name | BAY EQUITY |
|---|---|
| Type | Funding / Finance Company |
| Address | CORTE MADERA, CA 94925 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 10, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MESA CO |
| Recording Date | Apr 25, 2017 |
| Property Address | 813 ELBERTA AVE, PALISADE, CO 81526-8811 |
| Document Number | 0002797625 |
| Instrument Date | Apr 19, 2017 |
| Instrument | 2797625 |
| Transaction Type | Transfer |
| Record Updated | Mar 1, 2022 |
| Title Company | LAND TITLE GUARANTEE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 813 ELBERTA AVE, PALISADE, CO 81526-8811 |
| Document Number | 0002797626 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 2797626 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2047 |
The 2025 property tax bill for 813 Elberta Ave was $2,319, up 3.4% from the year before.
Source: Mesa County assessment roll, as of April 8, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Mesa County |
| Municipality | Palisade Town |
| Unified School District | Mesa County Valley School District 51 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,319.00 (+3.43%) | $27,000 (+1.96%) Land $7,130 Building $19,870 | $431,840 Land $114,000 Building $317,840 |
| 2024 | $2,242.00 (+1.86%) | $26,480 (-) Land $6,470 Building $20,010 | |
| 2023 | $2,201.00 (+39.75%) | $26,480 (+44.15%) Land $6,470 Building $20,010 | $395,290 Land $96,560 Building $298,730 |
| 2022 | $1,575.00 | $18,370 Land $4,170 Building $14,200 | |
| 2021 | $264,270 Land $60,000 Building $204,270 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 813 Elberta Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 14, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 813 Elberta Ave is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 79% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PALISADE serves 3,060 people · EPA ID CO0139600 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 31 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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