813 E 9th St, Panama City, FL 32401 Property Records

Bay County property record for 813 E 9th St, Panama City, FL 32401

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,228 sqft · built 1940
Lot Size	0.128 acres (5,575 sqft)
Owner	Company Name on Record
Last Sale	$85,000 (Sep 2026)
Tax Bill	$876 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2020 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17150-000-000`

Property Details

APN / Parcel Number

Primary APN	`17150-000-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,228 sqft Living Area
1st Floor Area	1,228 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	5,575 sqft (0.128 acres)
Lot Dimensions	140 ft deep x 40 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Driveway	Driveway
Driveway Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	813 E 9TH ST
City	PANAMA CITY
State	FL
Zip	32401-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PC03
Legal Description	GLENWOOD ADD. LOT 17 BLK 11 ORB 4343 P 330 MAP 105B4
Legal Range	14W
Legal Township	04S
Legal Section	04
Legal Subdivision	GLENWOOD ADD
Legal Block	11
Legal Lot Number	17
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	4
Census Block	4025
Census Tract	1600

Owner

Source: Bay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8208 ANNABELLAS LN, PANAMA CITY BEACH, FL 32407-6817
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Warranty Deed, Transfer DEFENDER TITLE AND ESCROW AGENCY L, DEFENDER TITLE & ESCROW
Dec 28, 2020	Warranty Deed, Transfer NOT AVAILABLE
Mar 12, 2020	Warranty Deed, Transfer FIRST INT'L TITLE
Mar 12, 2020	Warranty Deed, Transfer FIRST INT'L TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 25, 2026 · Amount on Record
Deed Sale	Sep 25, 2026 · Amount on Record
Prior Sale	Dec 28, 2020 · Amount on Record
Deed Document Number	202659701
Deed Book / Page	5082 / 1512
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Sep 25, 2026
Property Address	813 E 9TH ST, PANAMA CITY, FL 32401-3429
Document Number	0000059701
Book / Page	5082 / 1512
Instrument Date	Sep 18, 2026
Instrument	202659701
Transaction Type	Transfer
Record Updated	Oct 14, 2026
Title Company	DEFENDER TITLE AND ESCROW AGENCY L, DEFENDER TITLE & ESCROW

Transaction

Amount	Amount Recorded
Tax	$60,095.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8208 ANNABELLAS LN, PANAMA CITY BEACH, FL 32407-6817

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Dec 28, 2020
Property Address	813 E 9TH ST, PANAMA CITY, FL 32401-3429
Document Number	0043430330
Book / Page	004343 / 000330
Instrument Date	Dec 22, 2020
Instrument	87371
Transaction Type	Transfer
Record Updated	Jan 29, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$637.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 E 9TH ST PANAMA CITY FL 324013429, PANAMA CITY, FL 32401-3429

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 12, 2020
Property Address	813 E 9TH ST, PANAMA CITY, FL 32401-3429
Document Number	0042320295
Book / Page	004232 / 000295
Instrument Date	Mar 11, 2020
Instrument	18896
Transaction Type	Transfer
Record Updated	Apr 14, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$224.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8208 ANNABELLA LN PANAMA CITY FL 32402, PANAMA CITY, FL 32402

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Mar 12, 2020
Property Address	813 E 9TH ST, PANAMA CITY, FL 32401-3429
Document Number	0042320231
Book / Page	004232 / 000231
Instrument Date	Mar 10, 2020
Instrument	18876
Transaction Type	Transfer
Record Updated	Apr 13, 2020
Title Company	FIRST INT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$133.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6209 MID RIVERS MALL DR #159 ST PETERS MO 633041102, 159, ST PETERS, MO 63304-1102

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Panama City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$876.00 (+3.91%) Homeowner's exemption	$88,044 (+5.99%)	$104,828 (+15.76%) Land $12,544 Building $92,284
2024	$843.00 (-6.23%)
2023	$899.00 (-2.28%) Homeowner's exemption	$83,071 (+3%)	$90,553 (+12.28%) Land $10,584 Building $79,969
2022	$920.00 Homeowner's exemption	$80,651 Land $7,879 Building $72,772	$80,651 Land $7,879 Building $72,772

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1995–2023)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2023
Claims by Event	Hurricane Opal, Oct 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANAMA CITY WATER SYSTEM serves 34,345 people · EPA ID FL1030517
Water Source	Purchased surface water from BAY COUNTY WATER SYSTEM
Last State Inspection	Feb 2026
Lead	1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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