Montezuma County property record for 813 E 3rd St, Cortez, CO 81321 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,965 sqft · built 1959 |
| Lot Size | 0.388 acres (16,901 sqft) |
| Owner | Individual Name on File |
| Last Sale | $340,000 (Nov 2023) |
| Tax Bill | $1,202 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Nov 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R008879 |
| Primary APN | R008879 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,965 sqft Total Area |
| Basement Area | 988 sqft |
| Finished Basement | 988 sqft |
| Unfinished Basement | 988 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,901 sqft (0.388 acres) |
| Garage Area | 280 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Account Number | R008879 |
|---|---|
| Street Address | 813 E 3RD ST |
| City | CORTEZ |
| State | CO |
| Zip | 81321-3917 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUBDIVISION: MCBRIDE ADDITION #2 LOT: 7 BLOCK: 3 B593 P328 B640 P906 B641 P537 B672 P404 R/487086 |
| Legal Subdivision | MCBRIDE ADDITION #2 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | MONTEZUMA CO |
| Township / Civil Division | CORTEZ |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 969400 |
Source: Montezuma County records · APN R008879
Assessment roll updated March 24, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 813 E 3RD ST, CORTEZ, CO 81321-3917 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC |
| Nov 09, 2023 | Special Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 09, 2023 · Amount on Record |
| Deed Sale | Nov 09, 2023 · Amount on Record |
| Prior Sale | Aug 30, 2010 · Amount on Record |
| Deed Document Number | 2023653553 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Property Address | 813 E 3RD ST, CORTEZ, CO 81321-3917 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | SOURCEPOINT TITLE SVCS, SOURCEPOINT INC |
| Name | Verified Name |
|---|---|
| Address | 813 E 3RD ST, CORTEZ, CO 81321-3917 |
| Document Number | 0000665050 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 665050 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONTEZUMA CO |
| Recording Date | Nov 09, 2023 |
| Property Address | 813 E 3RD ST, CORTEZ, CO 81321-3917 |
| Document Number | 0000653553 |
| Map Reference | MB 8 PG 25 |
| Instrument Date | Nov 02, 2023 |
| Instrument | 653553 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2023 |
| Title Company | COLORADO TITLE AND CLOSING SERVICES, COLORADO TTL & CLOSING SVCS |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $34.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 813 E 3RD ST, CORTEZ, CO 81321-3917 |
| Document Number | 0000653554 |
|---|---|
| Date | Nov 09, 2023 |
| Instrument | 653554 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2053 |
Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Montezuma County |
| Municipality | Cortez City |
| Unified School District | Montezuma-Cortez School District RE-1 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,202.00 (-14.69%) | $31,791 (+15.9%) Land $3,498 Building $28,293 | $399,379 (+15.89%) Land $43,940 Building $355,439 |
| 2024 | $1,409.00 (+9.82%) | $27,430 (-13.76%) Land $5,081 Building $22,349 | $344,606 (-13.76%) Land $63,834 Building $280,772 |
| 2023 | $1,283.00 (+23.96%) | $31,808 (+48.53%) Land $5,892 Building $25,916 | $399,606 (+48.53%) Land $74,022 Building $325,584 |
| 2022 | $1,035.00 | $21,415 Land $2,690 Building $18,725 | $269,037 Land $33,800 Building $235,237 |
Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 37% of the US · above 20% of Colorado |
|---|---|
| Wildfire Likelihood | About 1 in 1,754 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 175 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Clearnetworx | Fiber | 1,000 / 1,000 |
| TDS Telecom | Cable | 1,000 / 20 |
| ATN International | Fixed Wireless | 400 / 80 |
| Visionary Communications | Fixed Wireless (unlicensed) | 100 / 20 |
| Nimbus Solutions | Fixed Wireless | 100 / 20 |
May also be available at this address: Nimbus Solutions, Farmers Telephone Company. Availability varies by address; speeds are provider-advertised maximums, not measured.
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