Schenectady County and Rotterdam Town property record for 813 Draper Ave, Schenectady, NY 12306
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,432 sqft · built 1930 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $60,550 (May 2022) |
| Tax Bill | $4,295 (2026) |
| Deeds & Mortgages | Sep 2026 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 422800 48.19-18-16 |
| Primary APN | 422800 48.19-18-16 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,432 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Upper Floors Area | 440 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 149 ft deep x 34 ft wide |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 813 DRAPER AVE |
|---|---|
| City | SCHENECTADY |
| State | NY |
| Zip | 12306-3041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | R CENTR RLTY #2 101 2.-118-21 |
| Legal Block | 18 |
| Legal Lot Number | 16.000 |
| Jurisdiction | SCHENECTADY NY |
| Township / Civil Division | ROTTERDAM |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 32700 |
813 Draper Ave is owned and occupied by two individuals who bought it in May 2022.
Source: Schenectady County and Rotterdam Town records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 813 DRAPER AVE, SCHENECTADY, NY 12306-3041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 25, 2026 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL |
| May 10, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 10, 2022 · Amount on File |
| Deed Sale | May 10, 2022 · Amount on File |
| Prior Sale | Jul 11, 2005 · Amount on File |
| Deed Document Number | 202224707 |
| Deed Book / Page | 2084 / 389 |
| Prior Transfer Date | Apr 25, 2022 |
| Prior Transfer Doc | 0000024707 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | Sep 25, 2026 |
| Property Address | 813 DRAPER AVE, SCHENECTADY, NY 12306-3041 |
| Document Number | 0000021458 |
| Instrument Date | Sep 18, 2026 |
| Instrument | 202621458 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2026 |
| Title Company | MIS-ESCROW |
| Name | Verified Name |
|---|---|
| Address | 813 DRAPER AVE, SCHENECTADY, NY 12306-3041 |
| Document Number | 0000021458, |
|---|---|
| Date | Sep 25, 2026 |
| Instrument | 202621458 |
| Name | RELIANCE FIRST CAPITAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SCHENECTADY NY |
| Recording Date | May 10, 2022 |
| Property Address | 813 DRAPER AVE, SCHENECTADY, NY 12306-3041 |
| Document Number | 0000024707 |
| Book / Page | 2084 / 389 |
| Instrument Date | Apr 25, 2022 |
| Instrument | 202224707 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS IN |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 813 DRAPER AVE, SCHENECTADY, NY 12306-3041 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 813 DRAPER AVE, SCHENECTADY, NY 12306-3041 |
| Document Number | 0000024708 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 202224708 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 168 Months |
| Due | May 1, 2036 |
The 2026 property tax bill for 813 Draper Ave was $4,295 with a homeowner's exemption, up 1.9% from the year before.
Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Schenectady County |
| County Subdivision | Rotterdam Town |
| Unified School District | Rotterdam-Mohonasen Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,295.00 (+1.92%) Homeowner's exemption | ||
| 2025 | $4,214.00 | $115,000 Land $7,200 Building $107,800 | $176,900 Land $11,075 Building $165,825 |
| 2023 | $115,000 Land $7,200 Building $107,800 | $151,300 Land $9,473 Building $141,827 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 813 Draper Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 7, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 813 Draper Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROTTERDAM WD #5 serves 28,000 people · EPA ID NY4600069 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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