813 Cumberland Ln, Deforest, WI 53532 Property Records

Dane County property record for 813 Cumberland Ln, Deforest, WI 53532

Property Summary

Property Type	Single Family Home
Lot Size	0.278 acres (12,110 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Feb 2019)
Tax Bill	$5,769 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0910-174-6035-9`

Property Details

APN / Parcel Number

Primary APN	`0910-174-6035-9`

Exterior

Lot Area	12,110 sqft (0.278 acres)

Location & Zoning

Street Address	813 CUMBERLAND LN
City	DEFOREST
State	WI
Zip	53532-1612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LIBERTY LAND LOT 35
Legal Range	10
Legal Township	09
Legal Section	17
Legal Subdivision	LIBERTY LAND
Legal Block	60
Legal Lot Number	35
Jurisdiction	DANE WI
Township / Civil Division	DEFOREST
Census Block Group	2
Census Block	2032
Census Tract	13301

Owner

Source: Dane County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	813 CUMBERLAND LN, DEFOREST, WI 53532-1612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Aug 20, 2019	Deed of Trust, Mortgage · Line of Credit SUMMIT CU
Aug 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT CU
Feb 12, 2019	Warranty Deed, Transfer · Conventional Mortgage SUMMIT CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 12, 2019 · Amount on Record
Deed Sale	Feb 12, 2019 · Amount on Record
Prior Sale	Jan 15, 2013 · Amount on Record
Deed Document Number	5469702
Record Updated	Jun 8, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	813 CUMBERLAND LN, DEFOREST, WI 53532-1612
Document Number	0005623414
Instrument Date	Jul 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 28, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 CUMBERLAND LN DEFOREST WI 535321612, DEFOREST, WI 53532-1612

Mortgage

Document Number	0005623414
Date	Aug 11, 2020
Instrument	5623414

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 10, 2040

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	813 CUMBERLAND LN, DEFOREST, WI 53532-1612
Document Number	0005517179
Instrument Date	Aug 20, 2019
Transaction Type	Mortgage
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 CUMBERLAND LN DEFOREST WI 535321612, DEFOREST, WI 53532-1612

Mortgage

Document Number	0005517179
Date	Aug 28, 2019
Instrument	5517179

Lender

Name	SUMMIT CU
Address	COTTAGE GROVE, WI 53527

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DANE WI
Property Address	813 CUMBERLAND LN, DEFOREST, WI 53532-1612
Document Number	0005513064
Instrument Date	Aug 7, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 CUMBERLAND LN DEFOREST WI 535321612, DEFOREST, WI 53532-1612

Mortgage

Document Number	0005513064
Date	Aug 13, 2019
Instrument	5513064

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 12, 2049

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DANE WI
Recording Date	Feb 12, 2019
Property Address	813 CUMBERLAND LN, DEFOREST, WI 53532-1612
Document Number	0005469702
Instrument Date	Feb 8, 2019
Instrument	5469702
Transaction Type	Transfer
Record Updated	Feb 27, 2019
Title Company	OTHER

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 CUMBERLAND LN DEFOREST WI 535321612, DEFOREST, WI 53532-1612

Mortgage

Document Number	5469703
Date	Feb 12, 2019
Instrument	5469703

Lender

Name	SUMMIT CU
Address	MADISON, WI 53708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Dane County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Wisconsin
County	Dane County
Municipality	DeForest Village
Unified School District	DeForest Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,769.00 (+11.65%) Homeowner's exemption	$345,000 (+9.7%) Land $87,900 Building $257,100	$374,900 (+12.52%)
2023		$314,500 Land $77,100 Building $237,400	$333,200
2022	$5,167.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2008 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DEFOREST WATERWORKS serves 10,500 people · EPA ID WI1130221
Water Source	Groundwater
Last State Inspection	Dec 2023
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
TDS Telecom Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
LiteWire Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Bertram Communications, Brightspeed.

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