813 Cold Stream Dr, McKinney, TX 75069 Property Records

Collin County property record for 813 Cold Stream Dr, McKinney, TX 75069

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,517 sqft · built 2011
Owner	Trust Name on File
Deeds & Mortgages	Jul 2021 Sale Jan 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R-9131-00E-0020-1`

Property Details

APN / Parcel Number

Primary APN	`R-9131-00E-0020-1`
Alternative APN	`2609610`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,517 sqft Living Area
Gross Area	1,927 sqft
1st Floor Area	1,517 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Garage Type	Attached
Garage Area	410 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	86 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2609610
Street Address	813 COLD STREAM DR
City	MCKINNEY
State	TX
Zip	75069-8025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREENS OF MCKINNEY PHASE 2 (CMC), BLK E, LOT 2
Legal Subdivision	GREENS OF MCKINNEY PHASE 2 (CMC)
Legal Phase	2
Legal Block	E
Legal Lot Number	2
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	2
Census Block	2014
Census Tract	30801

Owner

813 Cold Stream Dr is owner-occupied and held in a trust since July 2021.

Source: Collin County records, as of October 23, 2025

Owner of Record	Trust Name on File
Mailing Address	813 COLD STREAM DR, MCKINNEY, TX 75069-8025
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Special Warranty Deed, Transfer
Jan 29, 2018	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2021
Deed Sale	Jul 21, 2021
Prior Sale	Aug 17, 2011
Deed Document Number	20210721001469260
Record Updated	Jun 8, 2026

July 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jul 21, 2021
Property Address	813 COLD STREAM DR, MCKINNEY, TX 75069-8025
Document Number	0001469260
Map Reference	VOL 2006 PG 178
Instrument Date	Jun 24, 2021
Instrument	20210721001469260
Transaction Type	Transfer
Record Updated	Sep 2, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	813 COLD STREAM DR, MCKINNEY, TX 75069-8025

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	813 COLD STREAM DR, MCKINNEY, TX 75069-8025
Document Number	0000166190
Instrument Date	Jan 29, 2018
Transaction Type	Mortgage
Record Updated	Feb 21, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 COLD STREAM DR MCKINNEY TX 750698025, MCKINNEY, TX 75069-8025

Mortgage

Document Number	0000166190
Date	Feb 9, 2018
Instrument	166190

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 8, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$378,571 Land $115,000 Building $263,571	$378,571 Land $115,000 Building $263,571
2023	$412,981 Land $100,000 Building $312,981	$412,981 Land $100,000 Building $312,981

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 813 Cold Stream Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 Cold Stream Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: 360 Broadband, Astound Broadband.

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