813 Co Rd NE 2120, Talco, TX 75487 Property Records

Franklin County property record for 813 Co Rd NE 2120, Talco, TX 75487

Property Summary

Property Type	Rural Home
Details	2 ba · 2,496 sqft · built 2003
Lot Size	68 acres (2,964,606 sqft)
Owner	Individual Name on File
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Sep 2009 Mortgage Nov 2012 Mortgage + 2 more
APN	`00552-00000-00130-000000`

Property Details

APN / Parcel Number

Primary APN	`00552-00000-00130-000000`
Alternative APN	`2398`

Interior

Full Baths	2 Baths
Building Area	2,496 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	2,964,606 sqft (68 acres)
Garage Area	575 sqft
Porch	Porch
Porch Area	1,464 sqft

Location & Zoning

Account Number	2398
Street Address	813 COUNTY ROAD NE 2120
City	TALCO
State	TX
Zip	75487-4417
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	AB 1 J ASKEY
Jurisdiction	FRANKLIN TX
Township / Civil Division	MOUNT VERNON
Census Block Group	1
Census Block	1030
Census Tract	950102

Owner

813 Co Rd NE 2120, a rural home, is owned and occupied by an individual who acquired it in October 2013.

Source: Franklin County records, as of May 12, 2026

Owner of Record	Individual Name on File
Mailing Address	813 COUNTY ROAD NE 2120, TALCO, TX 75487-4417
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2009	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF GILMER
Nov 14, 2012	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF GILMER
May 4, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Oct 3, 2013	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2013
Deed Sale	Oct 3, 2013
Deed Document Number	20137087
Deed Book / Page	286 / 15
Record Updated	Sep 20, 2026

September 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	813 COUNTY ROAD NE 2120, TALCO, TX 75487-4417
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000214/526
Date	Sep 14, 2009
Book Page	214/526
Instrument	121470

Lender

Name	THE FIRST NATIONAL BANK OF GILMER
Type	Bank
Address	GILMER, TX 75644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2039

November 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN TX
Property Address	813 COUNTY ROAD NE 2120, TALCO, TX 75487-4417
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000268/629
Date	Nov 14, 2012
Book Page	268/629
Instrument	133689

Lender

Name	THE FIRST NATIONAL BANK OF GILMER
Type	Bank
Address	GILMER, TX 75644

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2042

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TX
Recording Date	May 4, 2026
Property Address	813 COUNTY ROAD NE 2120, TALCO, TX 75487-4417
Document Number	0000178695
Instrument Date	May 4, 2026
Instrument	2026178695
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

October 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TX
Recording Date	Oct 3, 2013
Property Address	813 COUNTY ROAD NE 2120, TALCO, TX 75487-4417
Document Number	000286/015
Book / Page	286 / 015
Instrument Date	Oct 3, 2013
Instrument	137087
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 COUNTY ROAD NE 2120, TALCO, TX 75487-4417

Tax Assessment & Valuation

The 2025 property tax bill for 813 Co Rd NE 2120 was $1,416 with a homeowner's exemption.

Source: Franklin County assessment roll, as of March 10, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Franklin County
Unified School District	Mount Vernon Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 Homeowner's exemption Additional exemption filed	$352,600	$783,470 Land $448,380 Building $335,090
2023		$727,620 Land $404,140 Building $323,480	$727,620 Land $404,140 Building $323,480
2021	$3,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 813 Co Rd NE 2120.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 Co Rd NE 2120 is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 48% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CYPRESS SPRINGS SUD N PLANT 1 & NE PLANT serves 13,698 people · EPA ID TX0800003
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2019 Haloacetic acids resolved · Jan 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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