Duval County property record for 813 Cherry St, Neptune Beach, FL 32266
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,795 sqft · built 1994 |
| Lot Size | 0.23 acres (10,005 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $134,600 (Nov 1994) |
| Tax Bill | $3,605 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Nov 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 172403-2115 |
| Primary APN | 172403-2115 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,795 sqft Living Area |
| Gross Area | 2,407 sqft |
| 1st Floor Area | 1,795 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,005 sqft (0.23 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 4 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 813 CHERRY ST |
|---|---|
| City | NEPTUNE BEACH |
| State | FL |
| Zip | 32266-6605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NR-2 |
| Legal Description | 46-78 20-2S-29E NEPTUNE BY THE SEA UNIT 3 LOT 104 |
| Legal Range | 29E |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | NEPTUNE BY THE SEA UNIT 3 |
| Legal Block | 1 |
| Legal Lot Number | 104 |
| Legal Unit | 3 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE BEACHES |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 14001 |
813 Cherry St is owned and occupied by two individuals who acquired it in November 2021.
Source: Duval County records, as of September 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 813 CHERRY ST, NEPTUNE BEACH, FL 32266-6605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 26, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Nov 15, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 1994 · Amount on File |
| Deed Sale | Nov 10, 1994 · Amount on File |
| Deed Document Number | 1994182977 |
| Deed Book / Page | 7974 / 1314 |
| Last Transfer Date | Nov 11, 2021 |
| Transfer Doc | 0200132315 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 813 CHERRY ST, NEPTUNE BEACH, FL 32266-6605 |
| Transaction Type | Mortgage |
| Record Updated | Apr 9, 2026 |
| Name | Verified Name |
|---|---|
| Address | 813 CHENY ST, NEPTUNE BEACH, FL 32266 |
| Document Number | 0218411841 |
|---|---|
| Date | Mar 26, 2026 |
| Book Page | 21841/1841 |
| Instrument | 2026070027 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Apr 1, 2066 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Nov 15, 2021 |
| Property Address | 813 CHERRY ST, NEPTUNE BEACH, FL 32266-6605 |
| Document Number | 0200132315 |
| Book / Page | 20013 / 2315 |
| Map Reference | MB 46 PG 78,78A&78B |
| Instrument Date | Nov 11, 2021 |
| Instrument | 2021303002 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 813 CHERRY ST, NEPTUNE BEACH, FL 32266-6605 |
The 2025 property tax bill for 813 Cherry St was $3,605 with a homeowner's exemption, up 2.6% from the year before.
Source: Duval County assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Neptune Beach City |
| Unified School District | Duval County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $250,508 (+2.7%) | $708,278 (-2.2%) Land $465,374 Building $242,904 | |
| 2025 | $3,605.00 (+2.59%) Homeowner's exemption | $243,923 | $724,243 Land $450,000 Building $274,243 |
| 2024 | $3,514.00 (+6.36%) | ||
| 2023 | $3,304.00 (+9.88%) Homeowner's exemption | $224,358 (+3%) | $566,109 (+11.87%) Land $330,000 Building $236,109 |
| 2022 | $3,007.00 Homeowner's exemption | $217,824 | $506,063 Land $300,000 Building $206,063 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 813 Cherry St in Zone X, an area of minimal flood risk, though there have been 55 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 312 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 312 in force |
| Nearby Flood Claims | 55 (1978–2024) |
| Claims Outside the SFHA | 46 of 55 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 813 Cherry St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEPTUNE BEACH serves 7,270 people · EPA ID FL2160206 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| IQ Fiber Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
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