Frederick County property record for 813 Central Ave, Brunswick, MD 21716
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,143 sqft · built 2018 |
| Lot Size | 0.186 acres (8,108 sqft) |
| Owner | Individual Name on File |
| Last Sale | $590,000 (Jan 2026) |
| Tax Bill | $10,113 (2025) |
| Deeds & Mortgages | Jan 2026 Sale Dec 2022 Reverse Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-594685 |
| Primary APN | 25-594685 |
|---|---|
| Alternative APN |
|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,143 sqft Total Area |
| Basement Area | 950 sqft |
| Finished Basement | 950 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 8,108 sqft (0.186 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 56 sqft |
| Deck Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 594685 |
|---|---|
| Street Address | 813 CENTRAL AVE |
| City | BRUNSWICK |
| State | MD |
| Zip | 21716-1053 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 1 BLK OO 8,108 SQ FT BRUNSWICK CROSSING |
| Legal Subdivision | BRUNSWICK XING 55 PH 2B |
| Legal Block | OO |
| Legal Lot Number | 1 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 25, BRUNSWICK |
| Census Block Group | 6 |
| Census Block | 6019 |
| Census Tract | 775302 |
813 Central Ave is owned and occupied by an individual who bought it in January 2026.
Source: Frederick County records, as of February 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 813 CENTRAL AVE, BRUNSWICK, MD 21716-1053 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 22, 2026 | Deed, Transfer HOMESALE SETTLEMENT SERVICES |
| Dec 9, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Aug 23, 2018 | Deed, Transfer · Reverse Mortgage REVERSE MORTGAGE FUNDING LLC |
| Apr 13, 2018 | Grant Deed, Transfer NVR SETTLEMENT SERVICES/MD INC, NVR SETTLEMENT SVCS/MD INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 22, 2026 · Amount on File |
| Deed Sale | Jan 22, 2026 · Amount on File |
| Prior Sale | Aug 23, 2018 · Amount on File |
| Deed Document Number | 0017692474 |
| Deed Book / Page | 17692 / 474 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jan 22, 2026 |
| Property Address | 813 CENTRAL AVE, BRUNSWICK, MD 21716-1053 |
| Document Number | 0176920474 |
| Book / Page | 17692 / 474 |
| Map Reference | MB 98 PL 130 |
| Instrument Date | Jan 8, 2026 |
| Transaction Type | Transfer |
| Record Updated | Feb 3, 2026 |
| Title Company | HOMESALE SETTLEMENT SERVICES |
| Amount | Amount on Record |
|---|---|
| Tax | $1,475.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 813 CENTRAL AVE, BRUNSWICK, MD 21716-1053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 813 CENTRAL AVE, BRUNSWICK, MD 21716-1053 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Address | 813 CENTRAL AVE, BRUNSWICK, MD 21716-1053 |
| Document Number | 0162560370 |
|---|---|
| Date | Dec 9, 2022 |
| Book Page | 16256/370 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.98% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 9.98% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 23, 2018 |
| Property Address | 813 CENTRAL AVE, BRUNSWICK, MD 21716-1053 |
| Document Number | 0125870015 |
| Book / Page | 12587 / 0015 |
| Map Reference | MB98 PL130 |
| Instrument Date | Aug 1, 2018 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | STEWART TITLE GUARANTY CO |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,188.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4991 NEW DESIGN RD STE 105, 4991, FREDERICK, MD 21703-7342 |
| Name | Verified Name |
|---|---|
| Address | 813 CENTRAL AVE, BRUNSWICK, MD 21716-1053 |
| Document Number | 0001258720 |
|---|---|
| Date | Aug 23, 2018 |
| Instrument | 12587/20 |
| Name | REVERSE MORTGAGE FUNDING LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 13, 2018 |
| Property Address | 813 CENTRAL AVE, BRUNSWICK, MD 21716-1053 |
| Document Number | 0123630026 |
| Book / Page | 012363 / 000026 |
| Instrument Date | Apr 2, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 7, 2018 |
| Title Company | NVR SETTLEMENT SERVICES/MD INC, NVR SETTLEMENT SVCS/MD INC |
| Amount | Amount on Record |
|---|---|
| Tax | $106.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 813 CENTRAL AVE BRUNSWICK MD 21716, BRUNSWICK, MD 21716 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 813 Central Ave was $10,113 with a homeowner's exemption.
Source: Frederick County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Brunswick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,113.00 Homeowner's exemption | $511,300 | $579,900 Land $152,100 Building $427,800 |
| 2023 | $9,115.00 Homeowner's exemption | $461,900 | $477,000 Land $91,000 Building $386,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 813 Central Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 813 Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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