813 C St, Charleston, IL 61920 Property Records

Coles County property record for 813 C St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,583 sqft · built 1921
Lot Size	0.44 acres (19,166 sqft)
Owner	Individual Name on File
Last Sale	$122,000 (Mar 2024)
Tax Bill	$1,527 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Mar 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-2-07774-000`

Property Details

APN / Parcel Number

Primary APN	`02-2-07774-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,583 sqft Base Area
1st Floor Area	1,583 sqft
Basement Area	1,187 sqft
Unfinished Basement	1,187 sqft

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Lot Area	19,166 sqft (0.44 acres)
Lot Dimensions	264 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	624 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	813 C ST
City	CHARLESTON
State	IL
Zip	61920-1827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ED GOODRICHS ADD 72 FT OFF N SIDE OF LOT 2 NE 1/4 SEC 15 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	15
Legal Subdivision	ED GOODRICHS ADD
Legal Lot Number	2
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	1
Census Block	1000
Census Tract	702

Owner

813 C St is owned and occupied by an individual who bought it in March 2024.

Source: Coles County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	813 C ST, CHARLESTON, IL 61920-1827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Mar 12, 2024	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Oct 13, 2015	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2024 · Amount on File
Deed Sale	Mar 12, 2024 · Amount on File
Prior Sale	Oct 13, 2015 · Amount on File
Deed Document Number	2024811067
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLES IL
Property Address	813 C ST, CHARLESTON, IL 61920-1827
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202500819351
Date	Oct 3, 2025
Instrument	202500819351

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2055

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Mar 12, 2024
Property Address	813 C ST, CHARLESTON, IL 61920-1827
Document Number	202400811067
Instrument Date	Feb 29, 2024
Instrument	202400811067
Transaction Type	Transfer
Record Updated	May 16, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 C ST, CHARLESTON, IL 61920-1827
Investor	Possibly a Property Investor

Mortgage

Document Number	202400811068
Date	Mar 12, 2024
Instrument	202400811068

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2054

Interest

Rate	6.99%

October 2015: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Oct 13, 2015
Property Address	813 C ST, CHARLESTON, IL 61920-1827
Document Number	201500760321
Instrument Date	Oct 9, 2015
Instrument	201500760321
Transaction Type	Transfer
Record Updated	May 27, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.55
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 66876, SAINT LOUIS, MO 63166-6876

Mortgage

Document Number	201500760322
Date	Oct 13, 2015
Instrument	201500760322

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	396 Months
Due	Oct 9, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 813 C St was $1,527 with a homeowner's exemption.

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,527.00	$26,983 Land $4,374 Building $22,609	$80,949 Land $13,122 Building $67,827
2023		$22,361 (+1.68%) Land $3,625 Building $18,736	$67,083 (+1.68%) Land $10,875 Building $56,208
2022		$21,991 Land $3,565 Building $18,426	$65,973 Land $10,695 Building $55,278
2020	$1,218.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 813 C St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 18, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 813 C St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 294 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

Nearby Properties on C St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures