813 Ashley Ct, Lowell, NC 28098 Property Records

Gaston County property record for 813 Ashley Ct, Lowell, NC 28098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,695 sqft · built 2007
Lot Size1.18 acres (51,401 sqft)
OwnerTrust Name on File
Last Sale$48,500 (Mar 2007)
Tax Bill$5,046 (2026)
Deeds & MortgagesNov 2020 Mortgage
Jul 2020 Transfer
Flood ZoneZone X (minimal risk)
APN127347

Property Details

APN / Parcel Number

Primary APN127347
Alternative APN
  • 3997813

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,695 sqft Heated Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleCustom Design
Construction TypeMixed
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area51,401 sqft (1.18 acres)
PorchPorch
Porch Area104 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address813 ASHLEY CT
CityLOWELL
StateNC
Zip28098-1274
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1U
Legal DescriptionLAUREN WOODS L 14 05 002A 001 28 000
Legal SubdivisionLAUREN WOODS SUBDIVISION
JurisdictionGASTON NC
Township / Civil DivisionSOUTH POINT
Census Block Group1
Census Block1015
Census Tract31304

Owner

813 Ashley Ct is held in a trust since July 2020.

Source: Gaston County records, as of August 31, 2026

Owner of RecordTrust Name on File
Mailing Address228 UPPER RIDGE RD, BOSTIC, NC 28018-0050
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 3, 2020Deed of Trust, Mortgage · Conventional Mortgage
STATE EMPLOYEES CU
Jul 29, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 30, 2007 · Amount on File
Deed SaleMar 30, 2007 · Amount on File
Prior SaleFeb 13, 2001 · Amount on File
Deed Book / Page4307 / 2154
Last Transfer DateJul 27, 2020
Transfer Doc0051421147
Record UpdatedOct 29, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGASTON NC
Property Address813 ASHLEY CT, LOWELL, NC 28098-1274
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0051700821
DateNov 3, 2020
Book Page5170/821
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressRALEIGH, NC 27611
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueDec 1, 2050

July 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGASTON NC
Recording DateJul 29, 2020
Property Address813 ASHLEY CT, LOWELL, NC 28098-1274
Document Number0051421147
Book / Page005142 / 001147
Instrument DateJul 27, 2020
Transaction TypeTransfer
Record UpdatedAug 11, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address813 ASHLEY CT LOWELL NC 280981274, LOWELL, NC 28098-1274

Tax Assessment & Valuation

The 2026 property tax bill for 813 Ashley Ct was $5,046.

Source: Gaston County assessment roll, as of August 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyGaston County
MunicipalityLowell City
Unified School DistrictGaston County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,046.00$472,030 (-) Land $43,650 Building $428,380
2025$5,046.00$472,030 Land $43,650 Building $428,380
2023$5,593.00$472,030 Land $43,650 Building $428,380
2021$331,010 Land $39,470 Building $291,540

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 813 Ashley Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 Ashley Ct is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LOWELL
serves 3,837 people · EPA ID NC0136060
Water SourcePurchased surface water from TWO RIVERS UTILITIES
Last State InspectionJul 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
T-Mobile
Fixed Wireless
100 / 20

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