813 9th St, Etowah, TN 37331 Property Records

McMinn County property record for 813 9th St, Etowah, TN 37331

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,272 sqft · built 1937
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Oct 2024)
Tax Bill	$945 (2025)
Deeds & Mortgages	Oct 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054118A C 02800`

Property Details

APN / Parcel Number

Primary APN	`054118A C 02800`
Alternative APNs	`118A C 02800 00004118A` `118A C 02800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,272 sqft Living Area
1st Floor Area	1,272 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1937
Effective Year Built	Effective 2003
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,504 sqft (0.31 acres)
Lot Dimensions	187 ft deep x 75 ft wide
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Enclosed Porch
Porch Area	312 sqft
Deck Area	60 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	118A C 02800 00004118A
Street Address	813 9TH ST
City	ETOWAH
State	TN
Zip	37331-1117
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 04 04 115C D 115C 01600 000, COUNTY AREA: I01
Jurisdiction	MCMINN TN
Township / Civil Division	4
Census Block Group	2
Census Block	2024
Census Tract	970700

Owner

813 9th St is owned and occupied by an individual who bought it in October 2024.

Source: McMinn County records, as of February 4, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	813 9TH ST, ETOWAH, TN 37331-1117
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2024 · Amount on File
Deed Sale	Oct 30, 2024 · Amount on File
Deed Document Number	259443
Deed Book / Page	24J / 17
Record Updated	Sep 20, 2026

October 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCMINN TN
Recording Date	Oct 30, 2024
Property Address	813 9TH ST, ETOWAH, TN 37331-1117
Document Number	0000024J17
Book / Page	24J / 17
Instrument Date	Oct 28, 2024
Instrument	259443
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	TITLE INS CO OF CHATTANOOGA

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$869.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9TH STREET, ETOWAH, TN 37331
Investor	Possibly a Property Investor

Mortgage

Document Number	0000259444
Date	Oct 30, 2024
Instrument	259444

Lender

Name	FIRST CHOICE LENDING SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2054

Tax Assessment & Valuation

The 2025 property tax bill for 813 9th St was $945, up 77% from the year before.

Source: McMinn County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	McMinn County
Municipality	Etowah City
Elementary School District	Etowah City School District (PK - 08)
Secondary School District	McMinn County School District in Etowah (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$945.00 (+76.97%)	$40,125 (+76.96%) Land $3,725 Building $36,400
2024	$534.00	$22,675 (-) Land $3,725 Building $18,950
2023	$534.00 (+4.71%)	$22,675 (+47.48%) Land $3,725 Building $18,950	$160,500 (+160.98%) Land $14,900 Building $145,600
2022	$510.00	$15,375 Land $1,950 Building $13,425	$61,500 Land $7,800 Building $53,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 813 9th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1997)
Most Recent Claim	Jul 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 813 9th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 49% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ETOWAH UTILITIES serves 12,851 people · EPA ID TN0000233
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20