813 9th Ave, Howard Lake, MN 55349 Property Records

Wright County property record for 813 9th Ave, Howard Lake, MN 55349

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 728 sqft · built 1946
Lot Size	0.215 acres (9,365 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,450 (Mar 2022)
Tax Bill	$1,664 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage Apr 2019 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`109-010-031051`

Property Details

APN / Parcel Number

Primary APN	`109-010-031051`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	728 sqft Living Area
1st Floor Area	728 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1983
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,365 sqft (0.215 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft
Patio Area	210 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	813 9TH AVE
City	HOWARD LAKE
State	MN
Zip	55349
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-03 TWP-118 RANGE-027 ORIGINAL PLAT HOWARD LK BLOCK-031 S80FT OF LOTS 5 &6 BLK 31 S80FT OF LOTS 5 &6 BLK 31
Legal Range	027
Legal Township	118
Legal Section	03
Legal Subdivision	ORIGINAL PLAT HOWARD LK
Legal Block	31,31
Legal Lot Number	5-6
Jurisdiction	WRIGHT MN
Township / Civil Division	HOWARD LAKE
Census Block Group	2
Census Block	2044
Census Tract	101200

Owner

Source: Wright County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3144 COUNTY ROAD 6 SW, HOWARD LAKE, MN 55349-5014
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Warranty Deed, Transfer · Commercial Mortgage THE FIRST NATIONAL BANK OF COKATO
Apr 22, 2019	Warranty Deed, Transfer TITLENEXUS LLC
Apr 2, 2018	Warranty Deed, Transfer TITLENEXUS LLC
Mar 29, 2017	Warranty Deed, Transfer TITLE NEXUS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 8, 2022 · Amount on Record
Deed Sale	Mar 8, 2022 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	20221386447
Prior Transfer Date	Jun 5, 2006
Prior Transfer Doc	0000101512
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 9, 2022
Property Address	813 9TH AVE, HOWARD LAKE, MN 55349
Document Number	00A1500682
Instrument Date	Mar 8, 2022
Instrument	A1500682
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLEMARK PLLC, TITLE MARK LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$387.59
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3144 COUNTY ROAD 6 SW, HOWARD LAKE, MN 55349-5014

Mortgage

Document Number	00A1500683
Date	Mar 9, 2022
Instrument	A1500683

Lender

Name	THE FIRST NATIONAL BANK OF COKATO
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 8, 2027

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 22, 2019
Property Address	813 9TH AVE, HOWARD LAKE, MN 55349
Document Number	0001393943
Instrument Date	Apr 11, 2019
Instrument	1393943
Transaction Type	Transfer
Record Updated	May 22, 2019
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount Recorded
Tax	$277.20
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	109 RIDGECREST DR CANNON FALLS MN 550091239, CANNON FALLS, MN 55009-1239

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Apr 2, 2018
Property Address	813 9TH AVE, HOWARD LAKE, MN 55349
Document Number	0001367152
Instrument Date	Mar 28, 2018
Instrument	1367152
Transaction Type	Transfer
Record Updated	Apr 27, 2018
Title Company	TITLENEXUS LLC

Transaction

Amount	Amount Recorded
Tax	$227.70
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5155 E RIVER RD #404 FRIDLEY MN 554213777, 404, FRIDLEY, MN 55421-3777

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WRIGHT MN
Recording Date	Mar 29, 2017
Property Address	813 9TH AVE, HOWARD LAKE, MN 55349
Document Number	0001340013
Instrument Date	Mar 21, 2017
Instrument	1340013
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	TITLE NEXUS LLC

Transaction

Amount	Amount Recorded
Tax	$232.65
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	586 DODGE AVE NW STE C, C, ELK RIVER, MN 55330-1913
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Wright County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Wright County
Municipality	Howard Lake City
Unified School District	Howard Lake-Waverly-Winsted (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,664.00 (+16.53%)	$120,000 (-1.32%) Land $42,100 Building $77,900	$120,000 (-1.32%) Land $42,100 Building $77,900
2025		$121,600 (+6.02%) Land $49,200 Building $72,400	$121,600 (+6.02%) Land $49,200 Building $72,400
2023	$1,428.00 (+11.91%)	$114,700 Land $37,500 Building $77,200	$114,700 Land $37,500 Building $77,200
2022	$1,276.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Howard Lake serves 2,180 people · EPA ID MN1860010
Water Source	Groundwater
Last State Inspection	May 2025
Lead	15 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nuvera Communications, Verizon.

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