813 5th St, Sheldon, IA 51201 Property Records

O'Brien County property record for 813 5th St, Sheldon, IA 51201

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,350 sqft · built 1946
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,342 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2022 Construction Loan + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0039560000`

Property Details

APN / Parcel Number

Primary APN	`0039560000`
Alternative APN	`0000395600`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	728 sqft
Basement Area	728 sqft
Unfinished Basement	728 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Architectural Style	A-Frame
Exterior Material	Stone
Construction Type	Stone
Roof Type	Gable
Roof Material	Wood
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	1,072 sqft

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Deck Area	128 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	813 5TH ST
City	SHELDON
State	IA
Zip	51201-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIFTH ADDITION LOT 4 BLK 73
Legal Subdivision	FIFTH ADD
Legal Block	73
Legal Lot Number	4
Jurisdiction	O'BRIEN IA
Township / Civil Division	FLOYD
Census Block Group	3
Census Block	3025
Census Tract	490300

Owner

Source: O'Brien County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	813 5TH ST, SHELDON, IA 51201-1613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Oct 19, 2022	Deed of Trust, Mortgage · Construction Mortgage BANK
Jun 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage IOWA STATE BANK
Jul 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2010
Deed Sale	Sep 20, 2010
Deed Document Number	20102000
Prior Transfer Date	Sep 14, 2010
Prior Transfer Doc	201002000
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	813 5TH ST, SHELDON, IA 51201-1613
Transaction Type	Mortgage
Record Updated	Mar 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	813 5TH ST, SHELDON, IA 51201-1613

Mortgage

Document Number	0020260602
Date	Feb 27, 2026
Instrument	2026-0602

Lender

Name	IOWA STATE BANK
Type	Bank
Address	1101 MAIN ST, HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2041

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	813 5TH ST, SHELDON, IA 51201-1613
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020222705
Date	Oct 19, 2022
Instrument	2022-2705

Lender

Name	BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	813 5TH ST, SHELDON, IA 51201-1613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201701446
Date	Jun 21, 2017
Instrument	2017-01446

Lender

Name	IOWA STATE BANK
Type	Bank
Address	HULL, IA 51239

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2032

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	O'BRIEN IA
Property Address	813 5TH ST, SHELDON, IA 51201-1613
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901507
Date	Jul 11, 2019
Instrument	2019-01507

Lender

Name	BANK
Type	Bank
Address	ORANGE CITY, IA 51041

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: O'Brien County assessment roll, as of December 19, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	O'Brien County
Municipality	Sheldon City
Unified School District	Sheldon Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,342.00 (+12.6%) Homeowner's exemption	$164,400 (+48.26%) Land $16,580 Building $147,820	$164,400 (+48.26%) Land $16,580 Building $147,820
2024	$2,080.00 (+69.38%)
2023		$110,890 (+42%) Land $14,790 Building $96,100	$110,890 (+42%) Land $14,790 Building $96,100
2022	$1,228.00 Homeowner's exemption	$78,090 Land $12,750 Building $65,340
2021			$78,090 Land $12,750 Building $65,340

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHELDON WATER DEPARTMENT serves 5,512 people · EPA ID IA7170040
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Premier Communications Fiber	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Verizon.

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