Monroe County property record for 813 2nd St, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 895 sqft · built 1958 |
| Lot Size | 0.241 acres (10,500 sqft) |
| Owner | Company Name on Record |
| Last Sale | $380,000 (Dec 2023) |
| Tax Bill | $6,972 (2025) |
| Deeds & Mortgages | Dec 2023 Sale & Line of Credit Feb 2022 Mortgage + 2 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00151290-000000 |
| Primary APN | 00151290-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 895 sqft Living Area |
| 1st Floor Area | 895 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 10,500 sqft (0.241 acres) |
| View / Lot | Waterfront |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 52 sqft |
| Deck Area | 100 sqft |
| Patio Area | 310 sqft |
| Cooling System | Wall Unit |
|---|
| Account Number | 1196797 |
|---|---|
| Street Address | 813 2ND ST |
| City | KEY WEST |
| State | FL |
| Zip | 33040-5629 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LT 9 JOHNSONVILLE PB1-53 BIG COPPITT OR102-8 OR3025-1325 OR3053-1169 OR3253-2274 |
| Legal Range | 26E |
| Legal Township | 67S |
| Legal Section | 22 |
| Legal Subdivision | JOHNSONVILLE SUBD |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 971700 |
Source: Monroe County records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 401 AVENUE B, KEY WEST, FL 33040-5537 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Dec 11, 2023 | Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF THE FLORIDA KEY |
| Feb 16, 2022 | Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK OF THE FLORIDA KEYS |
| Oct 28, 2020 | Special Warranty Deed, Transfer · Line of Credit FIRST STATE BANK OF THE FLORIDA KEY |
| Jun 4, 2020 | Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 11, 2023 · Amount on Record |
| Deed Sale | Dec 11, 2023 · Amount on Record |
| Prior Sale | Oct 28, 2020 · Amount on Record |
| Deed Document Number | 20232443220 |
| Deed Book / Page | 3253 / 2274 |
| Prior Transfer Date | May 15, 2020 |
| Prior Transfer Doc | 0030251325 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 11, 2023 |
| Property Address | 813 2ND ST, KEY WEST, FL 33040-5629 |
| Document Number | 0032532274 |
| Book / Page | 3253 / 2274 |
| Map Reference | MB 1 PG 53 |
| Instrument Date | Dec 8, 2023 |
| Instrument | 2443220 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,660.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 401 AVENUE B, KEY WEST, FL 33040-5537 |
| Name | Verified Name |
|---|---|
| Address | 401 AVENUE B, KEY WEST, FL 33040-5537 |
| Document Number | 0002443222 |
|---|---|
| Date | Dec 11, 2023 |
| Instrument | 2443222 |
| Name | FIRST STATE BANK OF THE FLORIDA KEY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 8, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 813 2ND ST, KEY WEST, FL 33040-5629 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2022 |
| Name | Verified Name |
|---|---|
| Address | 401 AVENUE B, KEY WEST, FL 33040-5537 |
| Document Number | 0031551289 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 3155/1289 |
| Instrument | 2361857 |
| Name | FIRST STATE BANK OF THE FLORIDA KEYS |
|---|---|
| Type | Bank |
| Address | KEY WEST, FL 33041 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Feb 16, 2023 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Oct 28, 2020 |
| Property Address | 813 2ND ST, KEY WEST, FL 33040-5629 |
| Document Number | 0030531169 |
| Book / Page | 3053 / 1169 |
| Map Reference | MB 1 PG 53 |
| Instrument Date | Oct 23, 2020 |
| Instrument | 2288539 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 451 7TH ST SW, 451, WASHINGTON, DC 20410-0001 |
| Name | Verified Name |
|---|---|
| Address | 401 AVENUE B, KEY WEST, FL 33040-5537 |
| Document Number | 0030531175 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 3053/1175 |
| Name | FIRST STATE BANK OF THE FLORIDA KEY |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Oct 23, 2025 |
| Document Type | Deed in Lieu of Foreclosure |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jun 4, 2020 |
| Property Address | 813 2ND ST, KEY WEST, FL 33040-5629 |
| Document Number | 0030251325 |
| Book / Page | 003025 / 001325 |
| Instrument Date | May 15, 2020 |
| Instrument | 2268351 |
| Transaction Type | Foreclosure |
| Record Updated | Jul 30, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2401 NW 23RD ST #1A1 OKLAHOMA CITY OK 731072448, 1A1, OKLAHOMA CITY, OK 73107-2448 |
| Investor | Possibly a Property Investor |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,972.00 (+5.57%) | $708,534 (+3.82%) Land $535,376 Building $173,158 | $708,534 (+3.82%) Land $535,376 Building $173,158 |
| 2024 | $6,604.00 (+31.48%) | ||
| 2023 | $5,023.00 (+7.05%) | $682,477 (+7.35%) Land $561,363 Building $121,114 | $682,477 (+7.35%) Land $561,363 Building $121,114 |
| 2022 | $4,692.00 | $635,743 Land $514,586 Building $121,157 | $635,743 Land $514,586 Building $121,157 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 233 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 272 units insured incl. 39 condo units |
| Nearby Flood Claims | 287 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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