Pierce County property record for 813 195th Ave E, Lake Tapps, WA 98391
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,428 sqft · built 2003 |
| Lot Size | 0.672 acres (29,253 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $593,101 (Jan 2015) |
| Tax Bill | $11,706 (2026) |
| Deeds & Mortgages | Dec 2020 Mortgage Sep 2019 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 700160-0-130 |
| Primary APN | 700160-0-130 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,428 sqft Living Area |
| Gross Area | 4,296 sqft |
| Laundry Room | Laundry Room |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Frame Siding |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 29,253 sqft (0.672 acres) |
| Garage Type | Attached |
| Garage Area | 868 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 576 sqft |
| Deck Area | 592 sqft |
| Patio Area | 592 sqft |
| Wet Bar | Wet Bar |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Street Address | 813 195TH AVE E |
|---|---|
| City | LAKE TAPPS |
| State | WA |
| Zip | 98391-5614 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Description | SECTION 04 TOWNSHIP 20 RANGE 05 QUARTER 41 ESTATES AT BOWMAN LAKE PH 2 L 13 TOG/W UNDIV INT IN TR AA, DD, EE, FF,II, JJ, KK, LL & OO EASE OF RECORD OUT OF 1-045 SEG R0649 5/27/03MD |
| Legal Range | 05 |
| Legal Township | 20 |
| Legal Section | 04 |
| Legal Subdivision | ESTATES AT BOWMAN LAKE PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | PIERCE WA |
| Township / Civil Division | PUYALLUP |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 70315 |
813 195th Ave E is owned and occupied by two individuals who bought it in January 2015.
Source: Pierce County records, as of October 19, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 813 195TH AVE E, LAKE TAPPS, WA 98391-5614 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 5, 2020 | Deed of Trust, Mortgage · Conventional Mortgage STRONG HM MTG LLC |
| Sep 25, 2019 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Sep 22, 2017 | Deed of Trust, Mortgage · Line of Credit KEYBANK USA |
| Jan 4, 2017 | Deed of Trust, Mortgage · Conventional Mortgage KEYBANK USA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 30, 2015 · Amount on File |
| Deed Sale | Jan 30, 2015 · Amount on File |
| Prior Sale | Jun 25, 2004 · Amount on File |
| Deed Document Number | 2015749 |
| Prior Transfer Date | Jul 20, 2009 |
| Prior Transfer Doc | 0000000672 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 813 195TH AVE E, LAKE TAPPS, WA 98391-5614 |
| Document Number | 2012080511 |
| Instrument Date | Dec 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2020 |
| Title Company | SOLIDIFI TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 813 195TH AVE E LAKE TAPPS WA 983915614, LAKE TAPPS, WA 98391-5614 |
| Document Number | 2012080511 |
|---|---|
| Date | Dec 8, 2020 |
| Instrument | 202012080511 |
| Name | STRONG HM MTG LLC |
|---|---|
| Address | MANASSAS, VA 20110 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 7, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 813 195TH AVE E, LAKE TAPPS, WA 98391-5614 |
| Document Number | 1910100329 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 813 195TH AVE E LAKE TAPPS WA 983915614, LAKE TAPPS, WA 98391-5614 |
| Document Number | 1910100329 |
|---|---|
| Date | Oct 10, 2019 |
| Instrument | 201910100329 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 9, 2049 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 813 195TH AVE E, LAKE TAPPS, WA 98391-5614 |
| Document Number | 1710050036 |
| Instrument Date | Sep 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 12, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 813 195TH AVE E LAKE TAPPS WA 983915614, LAKE TAPPS, WA 98391-5614 |
| Document Number | 1710050036 |
|---|---|
| Date | Oct 5, 2017 |
| Instrument | 201710050036 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | BROOKLYN, OH 44144 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 4, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PIERCE WA |
| Property Address | 813 195TH AVE E, LAKE TAPPS, WA 98391-5614 |
| Document Number | 1701100216 |
| Instrument Date | Jan 4, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 2, 2017 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 813 195TH AVE E LAKE TAPPS WA 983915614, LAKE TAPPS, WA 98391-5614 |
| Document Number | 1701100216 |
|---|---|
| Date | Jan 10, 2017 |
| Instrument | 201701100216 |
| Name | KEYBANK USA |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44114 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 9, 2047 |
The 2026 property tax bill for 813 195th Ave E was $11,706, up 0.4% from the year before.
Source: Pierce County assessment roll, as of July 15, 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Pierce County |
| Unified School District | Dieringer School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $11,706.00 (+0.4%) | $1,148,600 Land $386,300 Building $762,300 | $1,148,600 Land $386,300 Building $762,300 |
| 2025 | $11,659.00 (+10.35%) | ||
| 2024 | $10,565.00 (+4.67%) | $1,070,400 (+3.27%) Land $388,300 Building $682,100 | $1,070,400 (+3.27%) Land $388,300 Building $682,100 |
| 2023 | $10,094.00 | $1,036,500 Land $372,600 Building $663,900 | $1,036,500 Land $372,600 Building $663,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 813 195th Ave E in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 813 195th Ave E is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BONNEY LAKE WATER DEPARTMENT CITY serves 43,371 people · EPA ID WA5307650 |
|---|---|
| Water Source | Purchased surface water from CITY OF TACOMA WATER DIVISION |
| Last State Inspection | Oct 2021 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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