Cuming County property record for 813 15th St, Wisner, NE 68791
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,156 sqft · built 1916 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $190,000 (Jul 2024) |
| Tax Bill | $932 (2025) |
| Deeds & Mortgages | Mar 2024 Line of Credit Jul 2024 Sale & Second Mortgage |
| APN | 0020100.00 |
| Primary APN | 0020100.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,156 sqft Living Area |
| Gross Area | 1,000 sqft |
| 1st Floor Area | 764 sqft |
| Basement Area | 382 sqft |
| Unfinished Basement | 382 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Modern |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 50 ft wide |
| Porch | Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 813 15TH ST |
|---|---|
| City | WISNER |
| State | NE |
| Zip | 68791-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 01-SINGLE |
| Legal Description | 4TH ADD, LT 3, BLK 60, WIS C |
| Legal Subdivision | 4TH ADD |
| Legal Block | 60 |
| Legal Lot Number | 3 |
| Jurisdiction | CUMING NE |
| Township / Civil Division | WISNER |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 972700 |
813 15th St is owned and occupied by an individual who bought it in July 2024.
Source: Cuming County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 813 15TH ST, WISNER, NE 68791-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 11, 2024 | Deed of Trust, Mortgage · Line of Credit MIDWEST BANK |
| Jul 11, 2024 | Warranty Deed, Transfer · Stand-Alone Second Mortgage NEBRASKA INVESTMENT FINANCE AUTHORI |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 11, 2024 · Amount on File |
| Deed Sale | Jul 11, 2024 · Amount on File |
| Prior Sale | Dec 22, 2023 · Amount on File |
| Deed Document Number | 2024778 |
| Prior Transfer Date | Jan 14, 2008 |
| Prior Transfer Doc | 0020080788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMING NE |
| Property Address | 813 15TH ST, WISNER, NE 68791-2026 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1986 412 RD, WISNER, NE 68791 |
| Document Number | 0202400270 |
|---|---|
| Date | Mar 11, 2024 |
| Instrument | 202400270 |
| Name | MIDWEST BANK |
|---|---|
| Type | Bank |
| Address | WISNER, NE 68791 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMING NE |
| Recording Date | Jul 11, 2024 |
| Property Address | 813 15TH ST, WISNER, NE 68791-2026 |
| Document Number | 0202400778 |
| Instrument Date | Jul 8, 2024 |
| Instrument | 202400778 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $427.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 627, WISNER, NE 68791-0627 |
| Name | Verified Name |
|---|---|
| Address | 81 N 15TH AVE, WISNER, NE 68791 |
| Document Number | 0202400780 |
|---|---|
| Date | Jul 11, 2024 |
| Instrument | 202400780 |
| Name | NEBRASKA INVESTMENT FINANCE AUTHORI |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 0202400779 |
|---|---|
| Date | Jul 11, 2024 |
| Instrument | 202400779 |
| Name | CHARTER WEST BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, NE 68788 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2054 |
The 2025 property tax bill for 813 15th St was $932, up 959.1% from the year before.
Source: Cuming County assessment roll, as of February 27, 2026
| Type | Name |
|---|---|
| State | Nebraska |
| County | Cuming County |
| Municipality | Wisner City |
| Unified School District | Wisner-Pilger Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $140,635 (+20.05%) Land $7,700 Building $132,935 | $140,635 (+20.05%) Land $7,700 Building $132,935 | |
| 2025 | $932.00 (+959.09%) | $117,150 (+954.93%) Land $5,950 Building $111,200 | $117,150 (+954.93%) Land $5,950 Building $111,200 |
| 2024 | $88.00 (-52.94%) | $11,105 (-33.36%) Land $5,950 Building $5,155 | $11,105 (-33.36%) Land $5,950 Building $5,155 |
| 2023 | $187.00 | $16,665 Land $4,550 Building $12,115 | $16,665 Land $4,550 Building $12,115 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA has no flood map on file for 813 15th St; there have been 12 flood claims nearby since 2007.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 12 (2007–2019) |
| Most Recent Claim | Mar 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 813 15th St is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 75% of Nebraska |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WISNER serves 1,239 people · EPA ID NE3103903 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 11 ppb (2023–2025) action level 15 ppb |
| Water Quality | Nitrate-Nitrite not recorded as resolved · Oct 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: GigFire, Great Plains Communications.
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