813 13th St, Bellingham, WA 98225 Property Records

Whatcom County property record for 813 13th St, Bellingham, WA 98225

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1892
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$631,326 (Jan 2010)
Tax Bill	$9,356 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`529475`

Property Details

APN / Parcel Number

Primary APN	`529475`
Alternative APNs	`370201 162343 0000` `16086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	1,150 sqft
2nd Floor Area	434 sqft
Basement Area	1,639 sqft
Finished Basement	539 sqft
Unfinished Basement	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1892
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)

Exterior Amenities

Porch	Porch
Porch Area	88 sqft
Deck Area	96 sqft
Storage Building	360 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	529475
Street Address	813 13TH ST
City	BELLINGHAM
State	WA
Zip	98225-6218
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7.2
Legal Description	TOWN OF BELLINGHAM N 45 FT OF LOT 2 BLK 24
Legal Range	02
Legal Township	37
Legal Section	01
Legal Subdivision	TOWN OF BELLINGHAM
Legal Block	24
Legal Lot Number	2
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1060
Census Tract	1102

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the South Hill Historic District listed 2010 · 498 contributing resources · NRIS 09001296

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK
Apr 20, 2023	Intrafamily Transfer, Transfer
Jul 26, 2019	Deed of Trust, Mortgage · Line of Credit PEOPLES BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2010 · Amount on Record
Deed Sale	Jan 29, 2010 · Amount on Record
Prior Sale	Apr 15, 2016
Deed Document Number	2100103183
Last Transfer Date	Apr 20, 2023
Transfer Doc	0000401333
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	813 13TH ST, BELLINGHAM, WA 98225-6218
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000200855
Date	Feb 7, 2022
Instrument	2022-0200855

Lender

Name	PEOPLES BANK
Type	Bank
Address	SILVERDALE, WA 98383

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Apr 20, 2023
Property Address	813 13TH ST, BELLINGHAM, WA 98225-6218
Document Number	0000401333
Map Reference	VOL 1 PG 16
Instrument Date	Apr 6, 2023
Instrument	2023-0401333
Transaction Type	Transfer
Record Updated	Nov 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	813 13TH ST, BELLINGHAM, WA 98225-6218
Document Number	2190703634
Instrument Date	Jul 26, 2019
Transaction Type	Mortgage
Record Updated	Aug 8, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	813 13TH ST BELLINGHAM WA 982256218, BELLINGHAM, WA 98225-6218

Mortgage

Document Number	2190703634
Date	Jul 31, 2019
Instrument	703634

Lender

Name	PEOPLES BK
Type	Bank
Address	BELLINGHAM, WA 98225

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
Municipality	Bellingham City
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,356.00 (+32.46%)	$1,144,018 (+15.84%) Land $604,500 Building $539,518	$1,144,018 (+15.84%) Land $604,500 Building $539,518
2022		$987,608 Land $521,220 Building $466,388	$987,608 Land $521,220 Building $466,388
2021	$7,063.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELLINGHAM-WATER DIVISION serves 141,127 people · EPA ID WA5305600
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 475 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	3,000 / 3,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband, AT&T.

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