81297 Layton Rd, Seaside, OR 97138 Property Records

Clatsop County property record for 81297 Layton Rd, Seaside, OR 97138

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,556 sqft · built 1997
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Last Sale	$392,500 (Jul 2018)
Tax Bill	$5,596 (2025)
Deeds & Mortgages	Dec 2017 Line of Credit Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`40805C001300`

Property Details

APN / Parcel Number

Primary APN	`40805C001300`
Alternative APN	`1615`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,556 sqft Living Area
1st Floor Area	1,578 sqft
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Architectural Style	Modern
Exterior Material	Shingles
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Deck Area	40 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Account Number	1615
Street Address	81297 LAYTON RD
City	SEASIDE
State	OR
Zip	97138-3631
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA5
Legal Description	RANCHETTE #18
Legal Range	08
Legal Township	04
Legal Section	05
Legal Quarter	SW
Legal Subdivision	RANCHETTE
Jurisdiction	CLATSOP OR
Township / Civil Division	JEWELL
Census Block Group	3
Census Block	3269
Census Tract	951200

Owner

81297 Layton Rd is owned and occupied by two individuals who bought it in July 2018.

Source: Clatsop County records, as of November 6, 2025

Owner of Record	2 Individual Names on File
Mailing Address	81297 LAYTON RD, SEASIDE, OR 97138-3631
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 12, 2017	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 20, 2018	Warranty Deed, Transfer · VA Mortgage WATERMARK CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2018 · Amount on File
Deed Sale	Jul 20, 2018 · Amount on File
Prior Sale	Aug 29, 2014 · Amount on File
Deed Document Number	201805564
Record Updated	Jun 8, 2026

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLATSOP OR
Property Address	81297 LAYTON RD, SEASIDE, OR 97138-3631
Transaction Type	Mortgage
Record Updated	Mar 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010123
Date	Dec 12, 2017
Instrument	201710123

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	Nov 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLATSOP OR
Recording Date	Jul 20, 2018
Property Address	81297 LAYTON RD, SEASIDE, OR 97138-3631
Document Number	0000005564
Instrument Date	Jul 6, 2018
Instrument	5564
Transaction Type	Transfer
Record Updated	Jul 31, 2018
Title Company	PACIFIC TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392.50
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	81297 LAYTON RD SEASIDE OR 971383631, SEASIDE, OR 97138-3631

Mortgage

Document Number	5565
Date	Jul 20, 2018
Instrument	5565

Lender

Name	WATERMARK CAP
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 81297 Layton Rd was $5,596.

Source: Clatsop County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clatsop County
Unified School District	Seaside School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,596.00	$380,940 Building $380,940	$579,448 Land $198,508 Building $380,940
2023	$5,257.00 (+2.68%)	$394,746 (+3%)	$592,832 (+0.18%) Land $182,117 Building $410,715
2022	$5,120.00	$383,249	$591,795 Land $165,563 Building $426,232

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 81297 Layton Rd in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 36 policies
Nearby Flood Policies	36 in force
Nearby Flood Claims	27 (1996–2017)
Claims Outside the SFHA	11 of 27
Most Recent Claim	Feb 2017 · river or lake flooding
Claims by Event	Severe Winter Storms, Straight-line Winds, Flooding, Landslides, And Mudslides, Dec 2015 · 2 claims Severe Storms, Flooding, Landslides, And Mudslides, Dec 2007 · 18 claims High Winds, Severe Storms And Flooding, Feb 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 81297 Layton Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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